So I got in an accident today....

Whatever you do, unless it's absolutely 100% needed, do NOT let anyone put your truck on a frame machine to check it. It leaves clamp marks and whether the frame is bent or not you just lost all value in your truck. Found that out the hard way with a previous car I owned.

Check the chrome on your exhaust tips for scratches. Your repair shop can likely get the insurance company to pay for new ones. Like your bumper, you are not bound to replace with OEM parts. I paid the difference to have my Jeep bumper replaced with an aftermarket piece when I got rear-ended.

With your massive compensation payout for the accident you'll be getting a shiny new truck anyway so don't worry about it!

Glad your okay


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Dang, sorry to hear about your accident.

Take it easy and hope you have no soreness the next day.

Theres nothing more frustrating than when someone else acts carelessly and damages your property that you pay for - maintain and enjoy. Even when you are in a parkinglot and they hit you with their door etc. All in all your truck seems to be in pretty good shape. I would be surprised if it had frame damage. I think your frame did it's job and in the process drestroyed his Benz. People who dont pay attention when they drive are obnoxious, and he deserves to have his insurance sky rocket. Every friggin day i see people doing the dumbest **** while on the road. Its almost unbelievable. But people just dont care about anyone but themselves and dont think driving a vehicle deserves their full attention. Maybe now this guy will learn. Just BS its at the expense of someone who doesnt deserve it. Bottom line is, focus on your health and then deal with the truck situation.

Hope you have a speedy recovery, don't stress about the ride..

Looks like everything should be fine, truck wise. Hope you don't/didn't have too bad a time at the hospital. I got hit last week while going to work. Took me almost 3 years of owning to get hit I was rolling up a turn lane when a guy decided to turn into my passenger rear side. He gave my rear quarter a 5" scratch and scratched up my exhaust pipe, but he got a huge scratch and knocked his bumper out of alignment. Some new looking Nissan thing. He didn't want to deal with insurance, and neither did I. We shook hands and parted ways. I'm fully expecting to get rear-ended one of these days on the interstate with all this construction they're doing tho!

Well wishes my friend.

That sucks, sorry you went through this. I skimmed through all the reposes and I didn't see one important statement. CALL A LAWYER ASAP. Do not open a claim with your insurance company, don't converse with the old fella's insurance company, call a lawyer.

My family has been through 4 accidents in the past two years and there is one statement which is 100% fact, insurance companies #1 goal is profit and to pay you as little as possible. My daughter was rear ended by a kid a few months back. The day of the accident she was in some pain but now she has debilitating migraines along with back and neck pain. I always hated people who 'lawyered up' after accidents but I know the long-term effects on the body can be substantial. Long after your truck is in the junkyard you may be feeling the impact of the impact. That old fella's insurance will go up either way, and it should!

I couldn't see the pictures. I hope everything works out for you. Here is my unsolicited and non-professional advice:

-Talk to their insurance company. They should tell you pretty clearly if they accept liability or not once they finish their 'investigation'.
-Keep everything medical, they have to cover all of those charges once they accept liability. They covered my evaluation and muscle relaxer pills. I needed nothing more, it was like $200. Your situation will obviously be more in-depth and I don't know how all of the medical will work.
-Back injuries can show themselves many, many days later. Sometimes it takes twisting/turning the right way to display symptoms. MAKE SURE YOU ARE GOOD before signing away your medical rights. This process can take weeks, don't be in a rush.

-You have the right to take your vehicle anywhere to get evaluated.
-Take it to 2 or 3 different shops. IMO avoid where the insurance company tells you to go. They have a deal with those shops to charge less and you'll end up with lower estimates.
-Submit the highest estimate to the insurance company. If the shop is reasonable in their assessments and costs, the insurance company will accept. They will mail you a check for the full value of the repair assessment.
-Go to a dealership to see what they will give you for the trade in of the damaged truck. The trade in plus insurance check might be worth more than the truck.
-If not trading in, take your truck to any shop you want. I'm fairly confident you are not required to have the vehicle repaired at the shop you submitted the estimate for. If the repairs come out higher, submit the additional charges to the insurance company. They understand that additional damage is sometimes found after body panels are removed. If the repairs come out cheaper, keep the excess money.
-Make sure your truck is fixed before signing off as repaired. If something is messed up, make the shop fix it. This includes new paint blemishes/orange peel.
-Sometime in this endeavor, have a discussion with their insurance company about the diminished value of your truck. They can increase your payout because their customer cost you money. Insurance companies are required to restore you to your previous condition before their customer hit you.

Honestly your truck looks fine. Don't be surprised that the damage appears minimal but his car was wrecked. Our bumpers are MUCH stronger than a random sedan and the other car will get squished while your truck will just get some dings and scratches on the bumper. Unless your exhaust is bent out of shape underneath I would guess your truck is just fine structurally and you just need a new bumper, which won't affect your resale value.

I feel your pain. One week ago today a lady rear ended my six month old truck! As you can see it totaled hers (air bags deployed) and just warped/dented my bumper. My tow hitch also took most of the hit. I take it tomorrow to have it checked out. Hopefully I'll just get a new bumper and that's all



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Hope you're feeling better man. Like everyone else said make sure you're 100% before signing anything, even if it takes weeks.

Ouch--hope your injuries aren't too severe or long term. Too many damn distracted drivers.

I have to agree these trucks are made strong! here was my t-bone accident when the white car ran a stop sign last summer.

OP even though its his fault get your insurance involved. For injury your insurance will pay it up to your limits amounts. Also for me my company paid for the damage so i could get my truck fixed faster then they went after the other company.

baum said:

I have to agree these trucks are made strong! here was my t-bone accident when the white car ran a stop sign last summer.

OP even though its his fault get your insurance involved. For injury your insurance will pay it up to your limits amounts. Also for me my company paid for the damage so i could get my truck fixed faster then they went after the other company.

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LOL. What was the extent of the damage on your Laramie?

Rampaige said:

I feel your pain. One week ago today a lady rear ended my six month old truck! As you can see it totaled hers (air bags deployed) and just warped/dented my bumper. My tow hitch also took most of the hit. I take it tomorrow to have it checked out. Hopefully I'll just get a new bumper and that's all

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the non painted front bumper says that wasnt the first time that car rear ended swomeone

When your bumper/tailgate looks like this, come talk to me.

Me


Him


I have my own thread about it. Speaking of which, I need to update it.
http://www.ramforum.com/f38/happy_new_year_me_not-96072/

Seriously though, what is up with people not paying attention? Has it gotten harder to focus on the road these days?

OP - I know your pain. Hopefully the guy that hit you has insurance. Mine didn't so in addition to the headache of getting my truck fixed, I had to deal with the uninsured motorist stuff. Heal up and you will be back behind the wheel in no time.

So I was released from the hospital earlier today and went home and got some sleep. I had a mild concussion and a neck sprain. They gave me some muscle relaxers and some paperwork to submit to the other guys insurance company.

So when driving my truck about an hour ago I got upto 65mph-70mph on the highway and the steering wheel shakes pretty bad. Also when in a parking lot and slowly turning left or right I can hear a clunking of some sort coming from the front drive train or suspension area. Also the transmission is definetly not as smooth as it was before the accident.

I need to go get the police report tomorrow and once I do I need to call a lawyer and meet with him and give him a copy of the police report and then call the other guys insurance company and tell them I'm bringing my truck to get an estimate done. I'm sure they will want to send out an adjuster or whatever their called to see the damage for themselves.

Either way I'm hoping my truck can get looked at by Friday or Saturday as I'm afraid driving it is only damaging it more. I need to get a rental car asap and that's just another thing his insurance will have to reimburse me for.

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Damn that suck..... and here I am ******** about almost being hit today.... But good to hear things are good... hopefully your not too sore. But on a good note, score one for the Rams that little damage compared to a wrecked front end of a Benz Is it bad to say serves him right??

I have a bias against Benz and BMW's right now cause the majority of the cars we got called to rescue from flooded roads were Benz's, BMW's and Hybrids....
we even had one benz short out and burn to the ground... brand new AMG.... big $$ car.... and his insurance company asked for a report from us.... lol Guess he neglected to tell them he drove through a flooded road that had been closed..... I hope they don't cover his loss

RCFiddyOne said:

When your bumper/tailgate looks like this, come talk to me.

Me


Him

Click to expand...

Holy OUCH!!!!!!

Still even in that impact the ram held up well IMO in comparison