Rupert
Senior Member
- Joined
- Feb 11, 2016
- Posts
- 285
- Reaction score
- 90
- Location
- Annapolis, Md
- Ram Year
- 2014 big horn
- Engine
- Hemi 5.7
I finally received the check Last Friday.
FINALLY.
I was concerned as I got a letter from my insurance that said although they had received the funds from Gieco, there was some dispute going on.
I was concerned that that might hold up my DIV claim.
I cant imagine what dispute, I was in a funeral procession, flashers on, big tag in windshield, and the officers report puts her 100% at fault.
No, we did not make it to the cemetery, but I was able to drive to the wake.
Anyway, I am satisfied with 3100, its more than I expected. By the time I sell the truck it wont matter.
best advice I a can offer about DIV is remember its a long game. Be patient and try not to get pissed, if they sense that you are losing!. If required, pad your estimates in your favor. Don't ask your dealership for an actual estimate, they freak out. I asked for a difference , on average, of how much less they might give me on a trade in.
Use NADA or the like and note the difference in value between your pristine in value vehicle and its now poor condition.
Its all estimates so, like the air force, AIM HIGH.
the sure as **** gonna low ball you.
Try to do this on your own. I casually mentioned at one point that I didn't want to get a lawyer involved but wasn't opposed to it.
Sometime that alone can move things along a little faster.
Different companies have different processes and formulas etc. so ask up front. You'll probably get a BS generic" tat depends" answer but politely persist and always ask pertinent questions.
Sometimes a pertinent question is " Why aren't you answering my questions?" or perhaps, " Your being very vague and that makes me think I might need legal representation, what's your response to that"
leading questions etc.
GL to all and I hope you never need this advise.
