Does anyone know if you are able to finance the warranty? $2300 in on shot is a bit much lol.
Sent from my Startac using 1XRTT.
You can finance it with the car in the same loan but doing so:
1) Might raise your rate or make you not eligible for special incentive rates, particularly if you were putting nothing down or very little down in the first place.
2) Any refund on the service plan will be made to the lienholder as long as you owe money on the vehicle (not really a negative but realize any refund is going to reduce your loan amount and not go into your pocket).
If that's too much money, the non-lifetime plans are less. Probably 1000-1500 or so depending on years and mileage. The non-lifetime plans are also transferrable if sell or give the car away while the lifetime plans are not (though they are refundable on a 7 year/100k pro-rated basis, if memory serves). The lifetime plans only make sense if you plan on keeping the vehicle longer than the 100k or 7 years or whatever. I think those plans run around 1500-ish. The MOPAR plan also includes little things like trip interruption coverage and 5 days of rental for mechanical breakdowns. Also, keep in mind the prices quoted here are for the 100 deductible plans--you have to pay 100 each time you bring it into the shop but not for each separate repair (that's my understanding). The zero deductible plans are very expensive.
One final consideration is nothing is certain. MOPAR could go belly up and leave us high and dry. Or they might get real picky on what they're choosing to cover as "mechanical defects" and what is simply "wear." As long as FIAT is humming along I don't expect too many problems. Also a good relationship with your dealer will help--if they want to go to bat for you it will make a huge difference, just like regular warranty work. Just some of my thoughts.