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- Feb 12, 2017
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I’ve been on both sides of that spectrum, and it all comes down to dedication and decisions.It doesn't matter how much a person makes .The more you make the more you spend and it's so hard to save.
Do you really need that latte’ ? Sure, why not… you’ve worked hard for it. Keep in mind that the latte’ with tip is costing you $5 each time. Again, big deal you earned it, you deserve it. At the end a year that’s @ $1200. More of an impact if your making $20k vs. $200k, but it’s still $1200, and that’s where choices come into play. Over a few years, that’s several thousands, and even at a modest savings return or investment could be a nice big chunk saved up, and for an emergency.
just read last night that the average family doesn’t have at least $400 set aside for emergencies. That’s scary.
You get the idea
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