Here is a good video explaining why 3.92 is not giving you any more power on the highway than the 3.21
https://www.youtube.com/watch?v=lLGPHl1o0bc
The common thinking is that 3.92 gives you more wheel torque in each transmission gear, which is true. But the flipside to that coin is that it also gives you higher engine RPMS, meaning you need to now upshift sooner into the next gear - which just eliminates the torque advantage you had, because a 3.21 in 6th gives identical wheel torque as a 3.92 in 7th. Similar things happen with 5th and 6th and 4th and 5th.
In fact, whats even more interesting, some of these gears actually benefit the 3.21 over the 3.92. Most of the time when the 3.21 is in 7th, the 3.92 will be in 8th, but when those two trucks are in those gears the 3.21 will have more torque to the ground: 2.63 vs 2.5.
Think about that. The 3.21 in 7th will pull harder than the 3.92 in 8th, RPMs will be slightly higher in the 3.21 as well due to that gearing.
In other words: your wife asks you to go the market to pick up 12 apples. You have two choices, Vendor A will sell you 4 baskets with 3 apples each, and Vendor B will sell you 3 baskets with 4 apples each.
Does it matter which one you pick? Nope, multiplying 4 x 3, or 3 x 4 gives you the same answer: 12.
That's how it works with gears. You have a transmission gear ratio and an axle gear ratio, but what matters is multiplying those 2 numbers together to get your final gear ratio. And when you do that, you'll find that both trucks have very very close final gear ratios to choose from.
Only from a dead stop does the 3.92 pull harder, that's because the 3.21 can't downshift any further to make up for the deep rear axle gear. But out on the highway, the transmission compensates for the taller axle ratio and will give you very similar final gear ratios.