You're conjoining two separate fuel issues - alchohol and octane rating.
Our 6.4L engine is designed to run on octane rating up to 89. The manual says 89 is "preferred", because the compression ratio and ignition timing algorithm is such that it can burn 89 octane gasoline efficiently. This means the ignition timing can be advanced further without knocking / detonation, resulting in less fuel consumption and more power. So far, so good.
Now we get to the alcohol (ethanol, to be specific) part - adding alcohol to gasoline is a massive taxpayer lobby scam by corn processors and growers. Adding ethanol costs more than resultant energy delivered. Adding ethanol increases fuel consumption. Adding ethanol leans fuel mixtures and raises engine temperatures. Adding ethanol corrodes and degrades fuel storage ability. Adding ethanol does NOTHING to lower engine exhaust emissions - the 3 way catalytic converters produce near zero emissions regardless if fuel has ethanol in it. In fact, adding ethanol has been shown to INCREASE exhaust emissions with a new pollutant - aldehydes. So why is it everywhere?
Easy - we have the best government than money can buy. Archer Daniels Midland bought off congress years ago.
OK - so what to do? You are correct in that using 91 octane pure gasoline is wasting money and octane rating, as our engine is not designed to advance ignition timing far enough to burn all of it. This can also lead to excess unburned fuel deposits.
You are also correct in saying none of the lower octane rating gas in MN is pure gasoline. Do NOT use the 88 octane rating gasoline!!! This has more than 10% ethanol in it. Use the 89 octane gasoline that limits ethanol to 10%. It's the best we can do here.
Finally, use only Top Tier licensed gasoline - these have sufficient detergent additives to keep injector nozzles and intake valves clean. You can look them up online, or I can just tell you that Holiday, Costco, Shell have it. Kwik Trip is pushing the high ethanol 88 octane only - don't use it.
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P.S. - the only pure gasoline octanes lower than 91 I've found were at the Cenex in Hayward, WI.