My 21 yr old son leased a 19 Challenger R/T w/6spd manual last month (no extras beyond base features of an RT) and the dealer was able to get another $3k off by financing through Allied vs Chrysler Capital. $3k down, $230/mo for 36 with 10k miles/yr. Just another thing to consider.
Purchased price was in the $480/mo range with same down payment.
I didn't want him to have a new car commitment that young but he walked to work a few miles away for months until he could buy the $1600 beater he had and finally got to spot where he could make regular payments on something reliable. They gotta have goals.
M² Mods.