Yep, I'm maxed out on payload but I knew I'd be close with a 1500. I'll just watch what I put in my bed. As for my tongue, I'll move what I can but it won't be much. Honestly I'm not to worried about it, I'll just keep it in mind when I load the trailer. The scary thing is there is only a small percentage of us towing trailers that actually know our real numbers or care about them.