Zorin
Member
I do have a credit union membership. However, they will not work with a dealer that isn't semi-local. Both trucks were out of their reach of where they like to do business.Try a Credit Union, if you are a member. If not, join one if you can. Good luck and I don’t blame you for backing off.
For the record, they would go at 5.5% if I bought at a dealer that they did business with, but let's be realistic. When you work that hard to maintain perfect credit, money shouldn't cost that much. There's not a hell of a lot risk in this proposition, as I have stellar credit, AND they have a security interest.
No big thing. You guys know me well well enough by now to know that I'm pretty handy with a wrench, so driving my truck a while longer doesn't scare me in the slightest. I posted this up mostly in case someone else was wondering "Hey, what could I get with perfect credit......answer is....be prepared to pay!