The fine print, a field of ambiguity and redefining common sense. I bought a new 2001 Buick Grand Sport with GM's extended service contract. Just outside the 3 year/36,000-mile warranty coverage, the rearview mirror fell off the windshield. Are you ready for this, I was told by the service manager that the rearview mirror (that also houses all the OnStar controls) is considered under the extended service contract, trim and is not covered. Using GM's logic, anything could be defined under the "trim" category I guess.
On to the Chrysler MaxCare. I have the MaxCare on both vehicles and not once did I have an issue getting anything covered. I had a pan gasket leak on my 68RFE and a pan gasket leak on the Cummins (hard to believe), the dealer repaired both and replaced the transmission fluid and engine oil/filter, all no cost, even covered my $100 deductible. I'm outside the 3year but have low mileage on the truck. I've had the same repair experience with the 2013, this one has the lifetime zero deductible. Never denied coverage.
I hope MaxCare never changes to a GM model of extended coverage.