PS, this was many yrs ago, but I had a little fender bender with my old winter beater that was worth 1000-1200. SGI wrote it off, as its old and not worth fixing, so they valued it my insurance premium at 300.00 or and wanted the salvage.
I said no , I would take the cash and the wreck ( just grill and fender damage) or $1000.oo
They said no, sign here, Not a chance, so I went home. a Month later they wanted the case closed , so I got the car and 250.oo and signed off on it.
It may be different now, but if I did not sign off on it the case stayed open, they don't like open cases.
BTW for you others out there , you plate anything on Sask. , it has to have full insurance, unless its a old collector car
My truck is 2014, was new, The honda CRV is 2008 ,was also new, The insurance cost are still the same price as when they where new.
Good luck Dave.