i've always been told sidewall cracking- replace. between tread cracking.... is it all away around the tire or just in spots? if a vehicle its outside a lot uv is going to affect the tires, they have oil in them and the surface of the tire starts to dry out so often some cracks between treads can simply be surface tracks. ask rv owners about surface cracks! 5 years should not be too much for a 4 wheel vehicle tire. 7 years max would be my number on a 4 wheel vehicle. on my motorbike, it was 5 years. obviously losing 1 tire on a bike is going to be more catastrophic an event!
any tire shop you can trust not to just want to sell you rubber for the sake of it should be able to tell you if its surface cracks or more extensive. but sidewall? don't mess with it for sure. (talking about cracking, not a bit of checking which is different)