You don't absolutely have to get the hub rings, but they are recommended. If you don't use them, then the new wheels will be lug centric. All the weight of the wheels will be on the lugs, and if not properly centered you will get vibrations. Using the rings will center the wheel on the actual hub and lugs, giving you a better chance of not having any vibrations. And they are only like $25-30 for a full set. Doesn't matter the bore of the new wheels, as long as it is bigger than 77.8mm or that exact size. The rings will be sized depending on the bore of the new wheel down to your oem hub size. I only found a few tires in the size you referred to. That size is quite expensive. Your stock tires should be 275/60r20, and those measure 32.99 inches tall. If you want to stay with the 285 wide tire, the closest I could find is a 285/65r18, which is slightly smaller at 32.6 inches. And another size close to stock is 275/70r18, at 33.1 inches. If your overall diameter is different than the stock size then the odometer, speedometer and MPG on the EVIC will be off. Just depends on how much difference the new tires are size wise from the stockers. But the new size can be calibrated into the computer to fix that.