Insurance
- Thread starter BxRam
- Start date
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zrfraser
Senior Member
- Joined
- Feb 10, 2017
- Posts
- 178
- Reaction score
- 71
- Ram Year
- 2015
- Engine
- 3.6 Pentastar
I pay 940/yr for full coverage with GAP and 500.00 deductible. But, that price is dependent on keeping my homeowners insurance through the same company (Cincinnati Insurance).
- Joined
- Jul 2, 2017
- Posts
- 48
- Reaction score
- 40
- Location
- PNW / Afghanistan
- Ram Year
- 2017 1500 Sport CC
- Engine
- Hemi 5.7
Location, location, location..
USAA has me for about 1200 a year full coverage, gap, and 250/250 deductible.
That's for both trucks. North of Seattle. My homeowners insurance is with a different company.
When I put mine in storage it drops to a little under 650 a year. Keeping in mind I can only get about 2k a year on her.
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Skrap
Senior Member
- Joined
- Jan 31, 2015
- Posts
- 933
- Reaction score
- 473
- Location
- Orange County, CA
- Ram Year
- 2015 Laramie MegaCab 4x4
- Engine
- 6.4
Don't have the split but between my wife's 2012 4x4 Limited Explorer and my '15 Mega Cab we are at about $1800/year with AAA and have homeowners with them too.
You will save the most money by combining policies with one company and taking advantage of all the discounts possible.
You will save the most money by combining policies with one company and taking advantage of all the discounts possible.
Deepc6
Senior Member
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- May 11, 2017
- Posts
- 514
- Reaction score
- 335
- Location
- Long Island
- Ram Year
- 2020
- Engine
- Hemi 5.7 Etorque
I live in Long Island, NY, I pay 1300 every 6 month for 2 2016 vehicles through GEICO.
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Sent from my iPhone using Tapatalk
BossHogg
Senior Member
- Joined
- Feb 23, 2014
- Posts
- 1,935
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- 2,456
- Location
- Oakland Township, Michigan
- Ram Year
- 2015
- Engine
- 6.7L Cummins
As stated before, it is all about your location.
2013 1500 $909.80 per year, $1,000 deductable
2015 3500 $924.60 per year, $1,000 deductable
Both wife and I are accident and ticket free.
2013 1500 $909.80 per year, $1,000 deductable
2015 3500 $924.60 per year, $1,000 deductable
Both wife and I are accident and ticket free.
baum
Senior Member
- Joined
- Aug 26, 2013
- Posts
- 1,893
- Reaction score
- 411
- Location
- savage, mn
- Ram Year
- 2015 Laramie
- Engine
- Hemi 5.7
I pay about 260/mo but its for a '15 ram laramie cc, '15 traverse, '15 chrysler 200, all with a 500 deduct, with high liability rated, riders for my wifes ring, renters, and a 1mil umbrella.
like said above many times there are too many factors that getting an average on a forum isnt usually lots of help. location, credit score.....
like said above many times there are too many factors that getting an average on a forum isnt usually lots of help. location, credit score.....
ExpressRules
Senior Member
- Joined
- Apr 4, 2014
- Posts
- 1,899
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- 1,154
- Location
- Southern New Jersey
- Ram Year
- 2014 Express Crew Cab & 2019 Big Horn Crew Cab
- Engine
- Hemi 5.7
It is very location dependent and also driving record of the drivers to be covered. I currently have 5 cars covered but only 3 with full coverage. My RAM and the wife's Jeep cost about $1,000 each for full coverage, but because one of my daughters totaled one of my insured cars my cost has gone up to $7.000 a year for all 5.
unxpctd
Senior Member
- Joined
- Aug 3, 2017
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- 775
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- 511
- Location
- Minnesota
- Ram Year
- 2021 PW 75A
- Engine
- 6.4 Hemi
I'm at $1000 or so per year with a perfect driving record...and no claims.
Minnesota, 48 years old.
I was at $900 per year with the Durango R/T but the Ram kicked it up a bit.
Minnesota, 48 years old.
I was at $900 per year with the Durango R/T but the Ram kicked it up a bit.
SYKRAMMAN
Banned
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- Jul 10, 2017
- Posts
- 2,401
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- 1,640
- Location
- Jersey shore
- Ram Year
- 06 Mega
- Engine
- 5.7
This is why I love my older vehicles, 1- cheap ins 22$ mo, 2- I can fix everything myself, f**k those stealerships.
KCaudill
The RAM
- Joined
- Mar 10, 2016
- Posts
- 434
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- 135
- Location
- Blacksburg, Va
- Ram Year
- 2016
- Engine
- Hemi 5.7
Wow you guys are paying a lot. I'm at $580 for the year, 2016 1500 Sport, full coverage and $100 deductible with high amount of insurance, 500k/500k. For all 3 of my cars, 2016 Mazda CX5, 1987 Monte Carlo I'm just at $1400 a year. and all 3 cars have the same amount of insurance.
- Joined
- Apr 18, 2011
- Posts
- 6,623
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- Location
- Minot, ND
- Ram Year
- 2014 Ram 2500 Crew
- Engine
- 6.7L Cummins
We pay $1331.80 for the year for
2014 Chrysler Town and Country
And
2009 Ram 1500 Laramie 4x4
I use GEICO for autos and then American Family for my boat and the house. For me it is cheaper to keep separate.
$250 for comp and $500 collision and full glass coverage.
I drive 2000 miles a month and she drives 400 or less haha.
2014 Chrysler Town and Country
And
2009 Ram 1500 Laramie 4x4
I use GEICO for autos and then American Family for my boat and the house. For me it is cheaper to keep separate.
$250 for comp and $500 collision and full glass coverage.
I drive 2000 miles a month and she drives 400 or less haha.
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Rzrman328
Senior Member
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- Aug 25, 2014
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- 5,808
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- Location
- The treeline
- Ram Year
- 2012
- Engine
- Hemi 5.7
Pretty much the same for me.
H1Chester
Senior Member
- Joined
- Jan 20, 2016
- Posts
- 567
- Reaction score
- 318
- Ram Year
- 2015
- Engine
- 5.7 HEMI
If you listen to the Lawyer commercials on the radio... they say your credit report is the number one factor for your insurance rate. Lower credit the greater the higher chance of filing a claim = higher premiums.
mdifilippo
Senior Member
This is like asking "Is it raining out" haha. As everyone already said totally going to depend on where you are as well as your history and what coverage you opt for.
NJ, 27 Male, clear driving record,$500 Deduct $0 Deduct on Glass, Gap Insurance (they call it something else), and loaner car compensation, Progressive every 6 Months (pay upfront for savings) Under $600 for 6 months.
Most companies will also let you insure add-ons that you put on the truck (wheels, tires, aftermarket radios ect) so keep in mind if you decide to add those in your rate will likely go up, BUT they will be covered if something happens.
NJ, 27 Male, clear driving record,$500 Deduct $0 Deduct on Glass, Gap Insurance (they call it something else), and loaner car compensation, Progressive every 6 Months (pay upfront for savings) Under $600 for 6 months.
Most companies will also let you insure add-ons that you put on the truck (wheels, tires, aftermarket radios ect) so keep in mind if you decide to add those in your rate will likely go up, BUT they will be covered if something happens.
arod412
Senior Member
- Joined
- May 14, 2012
- Posts
- 1,585
- Reaction score
- 308
- Location
- Philadelphia
- Ram Year
- 2012
- Engine
- Hemi 5.7
Yup...this is me when I had my ram 2 years ago...but now I own a charger.
Former owner of a 2012 Ram 1500...and future owner of a Ram 1500
ExpressRules
Senior Member
- Joined
- Apr 4, 2014
- Posts
- 1,899
- Reaction score
- 1,154
- Location
- Southern New Jersey
- Ram Year
- 2014 Express Crew Cab & 2019 Big Horn Crew Cab
- Engine
- Hemi 5.7
I wish that truly helped in my case. My FICO score is 834, but with the claim for the car my daughter totaled I will be seeing higher rates for the next few years.
CrispyBacon
Senior Member
- Joined
- Jun 16, 2017
- Posts
- 314
- Reaction score
- 191
- Ram Year
- 2017
- Engine
- Hemi 5.7
I'm an hour from Toronto and I pay $130 Canadian a month. Clean record and it's a 2017 SLT.
