The main thing you have to know (OP), is, if you drain the system by, say, pulling off the lower radiator hose, you probably leave 1.5 qt's of water (or coolant) in the engine & heater core which you can't get out. I think that's what you're confused about, right -- how do you accomodate for the water you can't remove?
If you buy 50/50 premix then just fill it up and, where you live, don't worry about the residual. Or if you get a jug of concentrate & a jug of distilled water, just add an extra qt or qt and a half of concentrate. Then keep filling out of each jug until you have the mix fairly close. It's not rocket surgery, so you don't need to be exactly right on.
Even *if* you didn't have it quite at freezing (for argument sakes here), the water coolant mixture won't freeze anyway, it'll just turn to slush. I'm just making a point there, but I would shoot for a 50/50 mix. And if your truck overheats or runs hot at that temp, even on a 105* day, then something else is wrong (plugged radiator, obstructions in front of the radiator, bad water pump, leaking head gasket, etc).
Does that help?