Buying a 17 ram 1500

[hemipower95 2.0]

It's not, you are upside down on a 6 year old truck, and you want to trade it in for a top of the line Ram.

 

[D_murph2016]

It's not, you are upside down on a 6 year old truck, and you want to trade it in for a top of the line Ram.

Couple things here. Not a top of line ram, just Laramie.. not a limited.. but second why would I trade my truck that's pretty much loaded with evey option but sunroof for a base model ram? That's a step backwards And sure I'll be upsidown but I want to see by how much


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[baum]

Couple things here. Not a top of line ram, just Laramie.. not a limited.. but second why would I trade my truck that's pretty much loaded with evey option but sunroof for a base model ram? That's a step backwards And sure I'll be upsidown but I want to see by how much


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Because Ram offers packages i didnt see in other brands. EX you can get a big horn that has all the bells and whistles as a laramie except for like leather and cooled seats.

When i had my old '13 outdoorsman it had the heated seat, steering wheel, nav, back up cam, power slide rear window. when i went to my laramie in '15 i only gained a few things really. the only reason i stepped up was i lowered my payment by $50/mo so i could justify it.

Keep in mind that for every 1k you roll over it raises your payments by about 20 per month.

on a side note you should be able to get a laramie for under 40k before trade and ttl. around me there are dealers dumping them for 35-38k

 

[hemipower95 2.0]

I'd get a sport over a Laramie just saying, and sports aren't basic; they're heavily equipped too, and look better than a laramie in my opinion.

 

[clh1220]

I'd get a sport over a Laramie just saying, and sports aren't basic; they're heavily equipped too, and look better than a laramie in my opinion.

You know what they say about opinions. Get a Laramie, the sport can't get all the options a laramie can. Plus they don't look just like a express with a fake hood scoop, if you pay extra for the hood which makes it a sport. LOL

 

[Rzrman328]

Oh to be young again.....

OP, I'm gonna have to side with the guys sayin keep your truck.

You have a good start with what you have. Fight the urge to upgrade and keep it for another year or two...especially if it's a lariat. You'll only be 20 or so and might be happy you held off. The last thing you want to do starting off young is getting upside down in vehicle debt. And I can almost guarantee the dealer isn't gonna give you the $19k or $18k the calculator is telling you.

Of course...just my opinion.

Good luck.

 

[mohemipar]

Last time I had neg equity in a loan I vowed I wouldnt do it again. It is rediculous and frustrating watching the months go by remembering you are already upside down even if the vehicle is brand new. The only way it's not too bad IMO is if you have plenty of cash to pay off the negative and start fresh.

 

[hemipower95 2.0]

You know what they say about opinions. Get a Laramie, the sport can't get all the options a laramie can. Plus they don't look just like a express with a fake hood scoop, if you pay extra for the hood which makes it a sport. LOL

And a big horn is a laramie

 

[clh1220]

Ya and a big horn has allot more options available than a SLT or express.

 

[hemipower95 2.0]

Ya and a big horn has allot more options available than a SLT or express.

Big horns suck, jk but I'd get an express over a big horn anyday.

 

[clh1220]

Your opinion. I've had big horn and now laramie. I wouldn't go back to the big horn now.

 

[mtofell]

As a somewhat old guy who once financed a car at 21.5% interest here's my advice: Keep your truck. The cool feeling of a new truck wears off long before the financial side of things . You're already upside-down. Don't make it worse.

You never know where you'll be or what you'll need in a couple years. Your vehicle needs could change drastically so don't make your vehicle a ball and chain. Trust me, you have your whole life for cars, houses, businesses and women to tie you down. Keep it simple and be happy with the truck you have (which is a nice truck btw).

The feeling of being well positioned in a vehicle (50%+ equity) is much better than the quickly fading gratification of a new ride.

Okay - stepping off the old guy soapbox.

 

[D_murph2016]

As a somewhat old guy who once financed a car at 21.5% interest here's my advice: Keep your truck. The cool feeling of a new truck wears off long before the financial side of things . You're already upside-down. Don't make it worse.



You never know where you'll be or what you'll need in a couple years. Your vehicle needs could change drastically so don't make your vehicle a ball and chain. Trust me, you have your whole life for cars, houses, businesses and women to tie you down. Keep it simple and be happy with the truck you have (which is a nice truck btw).



The feeling of being well positioned in a vehicle (50%+ equity) is much better than the quickly fading gratification of a new ride.



Okay - stepping off the old guy soapbox.

Thabks for the advice everyone! I decided to keep the truck! I'll wait Untill it's paid off then think about trading it


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