Well I apologize for it taking so long to get back on here. Been switching hotels (twice the last 3 days). They finally determined what caused the fire - a Surge Protector of all things! Said it was blown out when the lightning hit, and shorted out. The protector had a plastic shell, which melted and caught fire. It was setting on a wood work bench, which in turn caught fire. Which in turn, caught the house on fire. Sad really. A $30 piece of equipment that is supposed to protect your house, ended up costing me mine, along with my show truck and shop truck.....really sucks. Bad thing is, we won't have a new house for at least a month. And the show truck, well, I will be lucky if they pay it off. So it looks like I am starting from scratch guys. We lost everything that day, especially my children. They have lived there for 8 years now, grew up there, so all of their childhood memories are gone, all their clothes, toys, everything....I know most of the stuff is just material, but to them, it is their lives.....so guys, please, please check your outlets/surge protectors, and update your policies to cover any additional mods you may have done to the vehicles. And make sure you document EVERYTHING in your house! And I mean EVERYTHING. .....