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ADUBIS

Senior Member
Military
Joined
Oct 21, 2013
Posts
249
Reaction score
101
Location
Virginia
Ram Year
2016
Engine
3.6 Pentastar
Bought this new in 2016. Replaced wheels and tires along with headlights and tail lights along with a few other things. I made the last payment a couple days ago and I’m proud to say it’s still in great shape with just over 50k miles!IMG_5236.jpeg
 

DILLIGAF

Senior Member
Military
Joined
May 28, 2016
Posts
4,274
Reaction score
7,731
Location
Canada
Ram Year
2012
Engine
5.7
You might want to consider setting up a separate bank account and continue making payments to the new account for a furture purchase.

Worst advice ever ;) Take all that money and spend it on upgrades :cool::cheers: ...lol...

Once I paid my truck in 2014, I put all that money on my Mortgage. Once that was paid off that when I started my sh!tBox build !

Congrats dude, Not having a truck payment is ******* gold !
 

turkeybird56

Military Vet 1976-1996 Retired US Army
Military
Joined
Aug 2, 2018
Posts
19,060
Reaction score
43,562
Location
Central Texas
Ram Year
2019 Bighorn, 4 X 4, 3.21 rear, Bright Flame Red Pearl Coat, Mopar tonneau cover,Westin Bed rug
Engine
Hemi 5.7
Nothing better than having the "pink slip" in yer hands. Same goes for that other monster payment, commonly known as a Mortgage, lol. I am fortunate, got both. If I did not, would be eating a lot of Ramen, lol.
 

Burla

Senior Member
Military
Joined
Apr 28, 2012
Posts
23,283
Reaction score
45,022
Ram Year
2010 Hemi Reg Cab 4x4
Engine
Hemi
Bought this new in 2016. Replaced wheels and tires along with headlights and tail lights along with a few other things. I made the last payment a couple days ago and I’m proud to say it’s still in great shape with just over 50k miles!View attachment 528042
sweet truck and paid to boot!
 

Burla

Senior Member
Military
Joined
Apr 28, 2012
Posts
23,283
Reaction score
45,022
Ram Year
2010 Hemi Reg Cab 4x4
Engine
Hemi
Looks like member daveram's truck, havent seen that dude in forever. I really like that look.
 

turkeybird56

Military Vet 1976-1996 Retired US Army
Military
Joined
Aug 2, 2018
Posts
19,060
Reaction score
43,562
Location
Central Texas
Ram Year
2019 Bighorn, 4 X 4, 3.21 rear, Bright Flame Red Pearl Coat, Mopar tonneau cover,Westin Bed rug
Engine
Hemi 5.7
Congrats! It's great having vehicles paid for. Just have to resist the thought to go buy something else now. That's been my challenge in the past lol although I've done better of late.
I just do not drive onto any dealer lots or peruse on the Internet. I normally only keep a vehicle 4 years and I am past 5, unusual for me.
 

TMyers

USMC 84' - 92'
Military
Joined
Jan 2, 2018
Posts
396
Reaction score
463
Location
north wilkesboro, nc
Ram Year
2013
Engine
Cummins 6.7
I'm driving a 2013 CTD 4X4 with 140K miles. It's been paid for and even though I wouldn't mind having a newer truck, I can't justify the price increase. My truck stickered for $54K and sold for $48 and some change. To replace it today, it would be in the $70 to $80K range. That's just silly!

I owed $16K on our home when Covid shut down the economy. My business went to ZERO overnight. I took a huge leap of faith, and I paid it off so we wouldn't have to worry about our home. It was a relief to have the debt off of me.
 

mtofell

Senior Member
Joined
Mar 18, 2014
Posts
2,648
Reaction score
2,293
Ram Year
2014
Engine
Hemi 6.4
Nice job OP! My 2014 is the first vehicle I've owned (other than my teenage junkers) that I've paid off and not having a car payment is quite addictive. I've got my truck and 5th wheel paid off and am in no hurry to go back to payments. Getting off the debt hamster wheel is nice!!
 

Badger 13

Senior Member
Joined
Jul 30, 2018
Posts
1,171
Reaction score
1,135
Location
North Idaho
Ram Year
2013 Dodge Ram 1500
Engine
5.7 Hemi
Congratulations, and you just have to love the RCSB.
 

Jim BB

Senior Member
Joined
May 23, 2022
Posts
362
Reaction score
322
Location
Hamilton ,ON
Ram Year
2019 Ram 1500 classic Express
Engine
Hemi 5.7L
Congrats to all who have things paid off !!!! with the pink's in hand !
It is a great feeling for sure !
 

Zeak

Senior Member
Joined
Sep 4, 2014
Posts
124
Reaction score
63
Location
Texas
Ram Year
2014 Outdoorsman
Engine
5.7 Hemi
I'm driving a 2013 CTD 4X4 with 140K miles. It's been paid for and even though I wouldn't mind having a newer truck, I can't justify the price increase. My truck stickered for $54K and sold for $48 and some change. To replace it today, it would be in the $70 to $80K range. That's just silly!

I owed $16K on our home when Covid shut down the economy. My business went to ZERO overnight. I took a huge leap of faith, and I paid it off so we wouldn't have to worry about our home. It was a relief to have the debt off of me.
Prices have gotten crazy. I bought a new 2011 tradesman 4x4 with Cummins for $36k. I probably should have hung on to that one, new versions are now $55k+. I traded it in 2014 because I didn't have much need for the diesel anymore for my 2014 Outdoorsman 1500. I paid around $34k after rebates and what not and had a pretty good amount of equity in the 2011. My 2014 has been paid for since 2018 and there's not a truck out there that gets me interested enough in thinking of a trade. I only have 75k miles and finally found a good deal on a set of rebel wheels and I like this truck as much as ever.

I wouldn't mind having a Wrangler or new Bronco just for playing around, but the wife keeps me from making that crazy decision.
 

Imanol

Junior Member
Joined
Jun 12, 2023
Posts
10
Reaction score
0
Location
Florida
Ram Year
2007
Engine
V6
Bought this new in 2016. Replaced wheels and tires along with headlights and tail lights along with a few other things. I made the last payment a couple days ago and I’m proud to say it’s still in great shape with just over 50k miles!View attachment 528042
Congratulations, it is a great feeling.
 

Docwagon1776

Senior Member
Military
Joined
Mar 16, 2012
Posts
2,211
Reaction score
3,652
Location
Midwest
Ram Year
2012, 2021
Engine
5.7, 6.4
Congratulations.

You might want to consider setting up a separate bank account and continue making payments to the new account for a furture purchase.

That's what I do. Now that interest rates matter again it's even more important. I use Bask Bank (online only bank out of Texas) and they are at 5% on savings at the moment. Navy Federal Credit Union is 4.85 on a starter CD as well.
 

Goose55

Senior Member
Joined
Aug 29, 2020
Posts
756
Reaction score
427
Location
Ajo, AZ
Ram Year
2019
Engine
Cummins High Output 6.7L
Congrats. I paid my 2019 off last February. They made it tough for me to do, with the 36 month "0" interest loan, but I did it, never missing a single payment. They offered the "0" only over 36 months.
 
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