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Yeah, I agree. I have all receipts for oil changes, but not an air filter change if it's even required at this point. I try and save money and have Walmart Automotive do the oil changes. All but one of the oil changes have been Pennzoil Synthetic ($64.99 plus charge for an extra 2 quarts), I'd have to check which one. All records are automatically uploaded to Carfax. But yeah, it's likely you would have to hire an attorney to actually get Pennzoil to honor this warranty. It's a shame that you can spend $50k on a vehicle, have all required maintenance done, and yet it's still a gamble as to whether your engine will have some type of catastrphic failure. I think a majority of the problem is that most parts are manufactured in some 3rd world country in order to save the car companies money. The US hardly manufactures anything today and we end up with junk.Rant mode on - I don't like the government, but if there were to be such an entity that really looks after it's citizens, Penzoil would be shut down over this. I'm looking at the terms and conditions of this thing and I seriously question if they will ever pay ONE SINGLE claim on this program. The requirements for documenting your maintenance are so overwhelming, I'm not sure anyone could keep up with it. If you join this program after your car has 75,001 miles, the claim limit is $2,500...0-75K miles, they pay $5k. That's if you can get past keeping all the reciepts for both oil AND ail filters, prove that you used the proper product, go online every 12 months to update the records, then send all of this stuff BEFORE and repairs are made...And you cannot make repairs until it has been inspected. Gee....I wonder how long they'll take to do that?