rzr6-4
Senior Member
Not necessarily true.
I had a vehicle totaled because the frame was bent. 3 different shops said the damage could be repaired for under 5k.
Insurance totaled it because of the frame damage and cut me a check for 20k.
Certain things are an automatic total. EVs with the battery, and I think depending on who your ins is with the frame would be an auto-total as well.
As much as I hate to see it, this is likely a total. I would likely buy it back and try to part it out, but that's because I have the time and won't realize it was a terrible idea until I'm already committed.