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Discussion in 'General Discussions' started by Jetson495, Mar 26, 2020 at 12:46 PM.

  1. Jetson495

    Jetson495 Junior Member

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    Has anyone looked at the new financing offers? I thought that I was happy with my pickup but 84 months @0%.... I might change my mind.
     
    tidefan1967 and KalboKalbs like this.
  2. chri5k

    chri5k Senior Member Supporting Member

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    I recently paid mine off. Even 84 months @ 0% would be $600 more than I am paying now. :)
     
    tidefan1967, Jrod and Graygoose like this.
  3. mikeru

    mikeru Senior Member

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    Zero percent interest for 84 months sounds great, but keep in mind you'll lose any FCA incentives. That could be more than $10k with the current offers. I'd advise anyone thinking of taking advantage of the zero percent interest to weigh the differences and go with whichever one saves the most.
     
    tidefan1967 and Jrod like this.
  4. Leslie Banks

    Leslie Banks Junior Member

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    I just bought a new 2020 Ram 1500 Limited on Friday. I was going to do the 0% for 84 months, but when I got back to finance the guy printed out that option as well as one that had % and turns out it was $10/month cheaper for me to not go with 0% and almost $10,000 less financed by going with the %...even by the time I paid the interest it was still going to be less than using the 0%. The guy explained that when you use the 0% then all of the discounts go away, whereas the way I financed I was able to get all of the discounts and finance less in the end. Hopefully that makes sense
     
  5. Graygoose

    Graygoose Diplorable Crumb Collector Supporting Member

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    thanks for info, good to know.
    If you dont mind sharing, what was sticker, and what did you get the 2020 Limited for?

    Crew cab?
     
  6. mikeru

    mikeru Senior Member

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    For 2020 you can only get a Limited with the crew cab configuration. There is a choice of 5'7" or 6'4" box though.
     
  7. Graygoose

    Graygoose Diplorable Crumb Collector Supporting Member

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    thank you, saw the Quads come back, good to know!
     
    Dodge 1500 4X4 likes this.
  8. Jrod

    Jrod USAF 1997-2008 Military

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    BOO... I knew it was too good to be true.. Rebates with low interest almost always beats 0% at full retail.. This deal is no better than what you can get any other time of year..
     
  9. Farmer Fran

    Farmer Fran Senior Member

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    I sold my 2017 to get the 2020. I took the 0% for 84. Free money.

    EDIT: Even with the loss of the rebates, the deal the dealer gave me made it well worth it.
     
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  10. Timelax

    Timelax Junior Member

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    I am looking at a 2020 Ram rebel Quad 4X4 Cab monotone red paint with red/black interior. the only packaged added is the engine which is the 5.7 ecoboost. asking price is $48,330. After all the negations we settled at $540 for 84 months no interest. That equates to $45,360. Is this a good deal?
    Thank you so much for the help.
     

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