The convertor will give you more then swapping to 3.92's will,and you'll still have the good milege numbers the 3.21's give you.
3.92's are only good for that initial launch in first gear,after the tranny makes the shift to 2nd with 3.92's,the 3.21's will start pulling the 3.92's,as they're still in 1st gear and have more torque multiplication. The convertor works in the lower gears,not just 1st gear.
The fast guys are running 4,000+ stall convertors with the 8 speeds,i wouldn't go quite that high,but a 3200 or 3600 will really wake the truck up,and is still mild enough to let the wife drive the truck on a daily basis,lol. The 1320 Challengers come through with a factory 2600 stall convertor,if you happen to stumble onto one of them for cheap,but it'd have to be cheap to make it worth while to install,as it's only about 800 rpm at most more then the stock convertor is