I don't think I've loaned a vehicle to anyone. I've had one or two people ask to borrow a vehicle, but I didn't do it. I've pretty much been of the mind that if my vehicle is needed, I'll be needed, too. My Dad had a full-sized van because of the work he did and he had one for a while even after he retired because he liked to go to flea markets, or even to operate a flea market booth. There was never an occasion that he didn't already have what he needed to do what he wanted to do. That said, ***if*** my Dad had wanted to borrow a vehicle of mine, I would have volunteered to drive it and help him out. It might also be worth noting here that I was out of the house and married when I was 20. A young man, to be sure, but out on my own. It might have been different if I had been still living with my parents and that situation came up. Every guy has his own relationship with his father. If a man feels obligated to loan a vehicle, he'd better be sure first that he is insured for that.