I used a check book for a while
My rent was due on the 15th of each month
I wrote the rent check when due & on the first, i looked at my monthly bank statement, i did not bother to look at the charges, just the balance.
So the following 15th, i wrote another rent check, the landlord was irritated with me, because the check did not clear.
The landlord's wife had sat on the previous months check & the 2nd check was something like $15 short & the bank did not allow the shortage to be taken out of the Over Draft funds.
I have not written a check since then, the landlord insisted on Cashiers Checks or Cash after that.
More recently, he has insisted on Only Cash, he is building a house in the Philippines & i think he is hiding some of his income.
I am not complaining, i am paying about $400 less than the newer residence
