Just paid off aaaannnnndddd maybe totaled.

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MarshRam

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Florida
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2014 SLT 4x4, 2012 ST
Engine
Hemi 5.7
Suppose I'm a nasty old guy, but grounded and no phone for a while if it was a kid of mine. Mine turned out well. Some luck along with method I suppose!
Haha, yeah my son would have got that treatment just because I'm not to sure about him sometimes in the Lesson Department. My daughter, complete opposite, would have been balling her eyes out and felt bad and appreciative at the same time. Two totally different people that need different measures implemented. LMAO. Oh GAWD, It is what it is and I feel like I have to be this guy here and there in my decisions with these two >>>>:893karatesmiley-thu
 
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jc56berg

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325
Location
houston, TX
Ram Year
2020
Engine
5.7L Hemi
Haha, yeah my son would have got that treatment just because I'm not to sure about him sometimes in the Lesson Department. My daughter, complete opposite, would have been balling her eyes out and felt bad an appreciative at the same time. Two totally different people that need different measures implemented. LMAO. Oh GAWD, It is what it is and I feel like I have to be this guy here and there in my decisions with these two >>>>:893karatesmiley-thu
Wave that Bat Marsh. LMAO
 

Bigskyroadglide

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Montana, officially RETIRED
Ram Year
2014
Engine
Hemi 5.7, supercharged
Ok, I'll be the bad guy. Get an attorney. Sue for distracted driving. Ask for the black box out of the car that hit your truck, see the braking or lack thereof, insurance policies have limits go after her. If under age her parents, their house. Life savings, everything. Make it hurt in a big way. This is not about teaching anything other than a very painful lesson. You owe her nothing!

And if your frame is bent, make them replace the frame. If you can't find a matching wheel, make them replace all 4, if you can't find a matching tire, 4 new ones. Be outrageous in your demands, be willing to go to court and hire an attorney on contingency, you don't win you don't pay.

I've been on the other side of too many of these things from a business standpoint, the only way to win is to be willing to draw blood.
 

Magfan2

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Oct 25, 2025
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760
Location
Montana
Ram Year
2014
Engine
5.7
Just hope it isn't the same insurance company as yours! Had that when hit from behind. 6 months to get things straightened out - I was lucky to have 2 vehicles.
 

EdGs

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Nov 29, 2020
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FL
Ram Year
2015
Engine
Hemi 5.7L
"Damn Jersey Drivers"! Must be sister country to FL. I avoid an accident every single day. My insurance company should be paying me, not the other way around :D
Must be the transplants.......lol
 

Mojo88

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Feb 4, 2024
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749
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1,937
Location
Rhode Island
Ram Year
'19 Longhorn Gen5 ORG
Engine
Hemi 5.7L non-eTorque
Ok, I'll be the bad guy. Get an attorney. Sue for distracted driving. Ask for the black box out of the car that hit your truck, see the braking or lack thereof, insurance policies have limits go after her. If under age her parents, their house. Life savings, everything. Make it hurt in a big way. This is not about teaching anything other than a very painful lesson. You owe her nothing!

And if your frame is bent, make them replace the frame. If you can't find a matching wheel, make them replace all 4, if you can't find a matching tire, 4 new ones. Be outrageous in your demands, be willing to go to court and hire an attorney on contingency, you don't win you don't pay.

I've been on the other side of too many of these things from a business standpoint, the only way to win is to be willing to draw blood.
I suspect the insurance company will say it's totaled and offer a lowball number. So you're saying to sue over that number?? I didn't read about any personal injuries to OP or his family, thank goodness. All you're talking about is the valuation of the vehicle.
 

jc56berg

Senior Member
Joined
Mar 1, 2026
Posts
144
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325
Location
houston, TX
Ram Year
2020
Engine
5.7L Hemi
"Damn Jersey Drivers"! Must be sister country to FL. I avoid an accident every single day. My insurance company should be paying me, not the other way around :D
Come to what we in Houston call Chinatown on Bellaire Blvd. :rolleyes:
 

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