Yeah, just built a new house myself. We started the process in 2020, since we live in a rural area, we had to have a soil survey for the septic tank. Because of Covid, material prices increased ridiculously, so by the time it was finished it had been two years, and the loan for construction, plus my own IRA withdrawals, I ended up at nearly a half million in the house, and the tax appraisal is nowhere near that. Thankfully, our previous home was paid for and I paid off nearly everything I owed on it, except about $80,000.00. I hate getting my investment statement now though.