Damn. Sorry to hear, man. I feel for you. was laid off in 2012 and screwed out of 3/4 of my pension and had to live very lean for 5 years while trying to find work again in my 50s after 30 yrs in a specialized industry that's going down the tubes fast so no opportunities were there. best decision i made in 2012 when i had to return my lease through my job was to buy a 2003 tacoma with 40,000 miles. that truck went through hell (major black ice accident, 90% hail damage, a tour bus catching a corner of it, and another tacoma backing into me at an intersection) fast forward to february 2019, the taco needed way too much work, had way too much mileage and was worth way too little from accumulation of it's mishaps to keep. And I always hearted me a new Ram after having a 2004 4x4 Ram for a very brief period of time. I liked the looks, the bigness (i'm a fairly big guy) and got a job I really enjoy in 2017 so I felt good about getting into a monthly loan. no regrets. Love the beast and happy to be here too. i hope everything works out and you get your Ram at the end of the rainbow!