So I was heading to work today and traffic was thick as normal in Houston. The fast lane wasn't moving but at a snails pace while all other lanes had been moving. So when we started to move I looked to get over and then looked in front of me and they stopped and I couldn't in time. I re-ended an F250 with his tow hitch on. The tow hitch won. He has little damage to his bumper. I have beat myself up over this today because no matter what its my fault and I know better. My deductible is $1000 if I decide to have the insurance fix my truck. I think I can fix it myself for less. Does anyone know if this is a hard process or not to complicated?