Totalled?

Disclaimer: Links on this page pointing to Amazon, eBay and other sites may include affiliate code. If you click them and make a purchase, we may earn a small commission.

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
Got sandwiched by a lady while entering an overpass. No airbag deploy. Hers did though. Actually went up the concrete barrier a few times. All wheels were damaged in different ways. Think it'll be totalled? Police and tow truck drivers said they thought it would be.

20210411_151443.jpg

20210412_102436.jpg

20210412_100315.jpg

20210412_100242.jpg

20210411_154031.jpg
 

LeesEvoX

Senior Member
Joined
Oct 29, 2017
Posts
1,652
Reaction score
2,216
Location
Houston, TX
Ram Year
2020
Engine
Hemi 6.4l
the truck is a 2013? how many miles?

If the truck was like a 2018. i would probably say NOT a total loss. Most of the stuff looks superficial, aside from some suspension component which will probably need to be replaced.


If the truck is a 2013, and has a high mileage theres a good chance they might total it. Just because the value of the truck will be less than the cost to fix.

I dont know about you. but i would try and push the insurance to total the vehicle. stress concerns about future issues, and safety due to the possibility of another suspension component failing.
 
OP
OP
Modest

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
Also, may play a part: I had to abandon it. The accident occurred over 300 miles away from my home.
 
OP
OP
Modest

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
the truck is a 2013? how many miles?

If the truck was like a 2018. i would probably say NOT a total loss. Most of the stuff looks superficial, aside from some suspension component which will probably need to be replaced.


If the truck is a 2013, and has a high mileage theres a good chance they might total it. Just because the value of the truck will be less than the cost to fix.

I dont know about you. but i would try and push the insurance to total the vehicle. stress concerns about future issues, and safety due to the possibility of another suspension component failing.

Good question, it's a 2015. 68,051 miles. Interesting, I will definitely play up the safety. Thanks for the tips!
 

retired

Votes republican and identifies as a he/him
Joined
Aug 19, 2020
Posts
2,172
Reaction score
2,780
Location
montana
Ram Year
2020
Engine
6.4
it does not look totaled to me but I can't see the frame.
 
OP
OP
Modest

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
it does not look totaled to me but I can't see the frame.
I mentioned to the adjuster that I was concerned about the frame being bent or cracked. I actually went up the concrete barrier and caught air a few times.
 
OP
OP
Modest

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
A few more pictures to help.

20210412_100247.jpg

20210411_154121.jpg

20210411_160111.jpg
 

LeesEvoX

Senior Member
Joined
Oct 29, 2017
Posts
1,652
Reaction score
2,216
Location
Houston, TX
Ram Year
2020
Engine
Hemi 6.4l

Dodge 1500 4X4

Senior Member
Supporting Member
Joined
Sep 25, 2019
Posts
2,602
Reaction score
2,304
Location
Rochester, NY
Ram Year
2019
Engine
Hemi 5.7
Its a 4x2, no front axle, but it tore the steering tie rod out of the electronic rack, broke the front lower control arm where its mounted to the frame and I'll bet it tweaked the frame, bent the stabilizer link, bearing spindle and wheel, wheel well and fender, probable damage to the rear axle on both sides, driver side rear wheel is tweaked, Damage to the left front suspension.
 
Last edited:
OP
OP
Modest

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
Its a 4x2, no front axle, but it tore the steering tie rod out of the electronic rack, broke the front lower control arm where its mounted to the frame and I'll bet it tweaked the frame, bent the stabilizer link, bearing spindle and wheel, wheel well and fender, the only wheel that wasn't effected was the left front, probable damage to the rear axle, plus this rig is in great condition, hasn't had the NE brutal weather attack it.

My front driver side wheel did get chewed up. I'm wondering how high the labor, paint, parts, would be? Plus, they have to get it from Tennessee back to me in Missouri. Over 300 miles. Daily storage costs too.
I fear there could possibly be frame tweaking. I just hope they total it.

20210412_100315.jpg
 

chri5k

Senior Member
Supporting Member
Joined
May 24, 2019
Posts
1,943
Reaction score
2,947
Location
USA
Ram Year
2016
Engine
Diesel
Dealership asking asking price for a 2015 with similar milage is $30K - 32K. They are not budging much on prices for trucks right now. Even if they took 10% off the low end or $27K, doesn't look like yours has near that much damage.
 
OP
OP
Modest

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
Dealership asking asking price for a 2015 with similar milage is $30K - 32K. They are not budging much on prices for trucks right now. Even if they took 10% off the low end or $27K, doesn't look like yours has near that much damage.

Technically my truck is a Big Horn, it's just dressed up like a Laramie.
 

LeesEvoX

Senior Member
Joined
Oct 29, 2017
Posts
1,652
Reaction score
2,216
Location
Houston, TX
Ram Year
2020
Engine
Hemi 6.4l
Its a 4x2, no front axle, but it tore the steering tie rod out of the electronic rack, broke the front lower control arm where its mounted to the frame and I'll bet it tweaked the frame, bent the stabilizer link, bearing spindle and wheel, wheel well and fender, probable damage to the rear axle on both sides, driver side rear wheel is tweaked, Damage to the left front suspension.
Good call. I thought it was an axle laying on the floor haha

Sent from my SM-G950U using Tapatalk
 

Later2u

Senior Member
Joined
Oct 20, 2018
Posts
119
Reaction score
54
Location
West Coast
Ram Year
2004
Engine
5.7
If you need the insurance money for the next vehicle, let it go. If the buy back is low, I'd buy it back fix what was needed, skip the superficial damage and have a truck for truck use.
 

16Ram4x4

Senior Member
Joined
Jan 20, 2019
Posts
265
Reaction score
354
Location
Missouri
Ram Year
2016
Engine
5.7 Hemi
You are so lucky that you didn't roll over or go over the top of the concrete barrier.
Just make sure her insurance company is paying for a rental during the time you ram is in for repairs.
Also get them to pay to have your ram delivered to your home by a transportation company in a trailer
 

blackbetty14

Senior Member
Joined
Oct 23, 2014
Posts
2,701
Reaction score
1,425
Location
CT
Ram Year
2024
Engine
Hemi 5.7 VVT/Etorque
Dealership asking asking price for a 2015 with similar milage is $30K - 32K. They are not budging much on prices for trucks right now. Even if they took 10% off the low end or $27K, doesn't look like yours has near that much damage.

Yeeaaaaaaa I dont think that price is accurate. My 2018 only has 28k miles and its a fully loaded laramie MSRP of 53k and I'm in the process of financing after my lease just ended. remaining value on my truck according to the bank is 26-27k. Wheels and tires alone will be close to 2-2.5k especially if they go with mopar rims. Body work etc your looking at minimum 15k. My wife tapped a truck with her 2018 CRV and caused nothing but front bumper damage and cost was like $4k.
 

stormcom

Senior Member
Joined
Jun 16, 2014
Posts
231
Reaction score
118
Location
Wichita Falls Texas
Ram Year
2019 Big Horn
Engine
V6
If they use factory parts, they will total it. If they junkyard it, maybe not. You also need to talk depreciated value as it now has a history. Talk to a dealer or two.
 

chri5k

Senior Member
Supporting Member
Joined
May 24, 2019
Posts
1,943
Reaction score
2,947
Location
USA
Ram Year
2016
Engine
Diesel
Yeeaaaaaaa I dont think that price is accurate. My 2018 only has 28k miles and its a fully loaded laramie MSRP of 53k and I'm in the process of financing after my lease just ended. remaining value on my truck according to the bank is 26-27k. Wheels and tires alone will be close to 2-2.5k especially if they go with mopar rims. Body work etc your looking at minimum 15k. My wife tapped a truck with her 2018 CRV and caused nothing but front bumper damage and cost was like $4k.

Yeeeaaaaaa, you are comparing "book value" to dealership asking price, so YMMV.
 
OP
OP
Modest

Modest

Junior Member
Joined
Jun 21, 2015
Posts
10
Reaction score
0
Ram Year
2013
Engine
Hemi 5.7
Surprisingly, they did deem it a total loss. First offer is $23,356.53 I told them that they valued it too low.
 
Top