Tempted

Lucy Girl · Dec 16, 2019

Jrod said:
Holy crap, Warlock’s retail for 62k in Canada?

**** !!! SAY NO MORE and save my money.

Pepe Le Pew · Dec 16, 2019

Tempted, first of all and most importanly IMHO is where did they come up with the $62K MSRP? Good Grief, I can find you MSRP quotes of near $38K for that vehicle (yes, that even includes the 3.6L V-6 engine AND 5 tires). Something is rotten in the state of Denmark.

1stindoor · Dec 17, 2019

turboguard said:
I like to think of it this way...I'm basically paying a 30 year loan for my house, so 7 or 8 years for a great vehicle doesn't seem too bad by comparison.

What's the depreciation on your house after that 30 year note is paid off?...Just curious if you're making money if you resell it or losing half it's value? I think you're comparing apples and oranges. That being said, I think the OP has already made up his mind, and as others have already said, you have to do what's best for your own situation. I'm certain if financing for 24 to 36 months was an option he would have gone that route.

Wayne E · Dec 18, 2019

Pepe Le Pew said:
Tempted, first of all and most importanly IMHO is where did they come up with the $62K MSRP? Good Grief, I can find you MSRP quotes of near $38K for that vehicle (yes, that even includes the 3.6L V-6 engine AND 5 tires). Something is rotten in the state of Denmark.

$38K US is about $62K Canadian fyi after exchange

canadiankodiak700 · Dec 18, 2019

BigBd94 said:
I said the same thing man, they are a huge dealer here in Ontario they move 300 rams a month. I guess they can afford a bigger incentive, plus the guy I dealt with wanted a bonus so he took a bit more off the truck so he says anyways, lol.
But I’ve seen the quote done up as I live in a different province I will have to fly up and drive home. Still saving enough money to do that.

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I'll take a guess... You can't beat a deal from Peel?

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GrumpyOleMan · Dec 18, 2019

60k Canadian at today's exchange is 45k American
39k Canadian is 29.5k American.

A little better deal than I got on my '19 Classic but I have had mine for a while and I think the incentives are a little better now.

BigBd94 · Dec 18, 2019

canadiankodiak700 said:
I'll take a guess... You can't beat a deal from Peel?

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Well can you

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canadiankodiak700 · Dec 18, 2019

BigBd94 said:
Well can you

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Nope, that's where my 19 classic came from. They were just over 11k cheaper for exact same truck after all rebates and incentives factored in, than I could get from 2 of the ram dealers in Sudbury.
I figure I could drive the 450km south in my 17 jeep renegade trailhawk 2.4L for a bit less than $11k in gas.... Lol
Customer service there is awesome, but I didn't care much for my salesman after signing on the line. But I don't think you few to worry about him, he got demoted to used car sales in a different building.

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BigBd94 · Dec 19, 2019

canadiankodiak700 said:
Nope, that's where my 19 classic came from. They were just over 11k cheaper for exact same truck after all rebates and incentives factored in, than I could get from 2 of the ram dealers in Sudbury.
I figure I could drive the 450km south in my 17 jeep renegade trailhawk 2.4L for a bit less than $11k in gas.... Lol
Customer service there is awesome, but I didn't care much for my salesman after signing on the line. But I don't think you few to worry about him, he got demoted to used car sales in a different building.

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Lol I know same here. But I have to fly up and drive home, which I pick it up tomorrow morning and I head home. 2 day road trip

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Mega-Hemi · Dec 19, 2019

I always swore I'd never go with an 8yr note. Never even want to do a 6yr for that matter. But, at 0%, I look at it this way. If I've got the money to double up on payments, it's really a 4yr loan with 0% interest. God forbid myself or a family member gets hurt or sick, or ends up out of work for some reason, I could drop down to the original low monthly payments until things get better. Just because you're not required to make an $800/mo payment, doesn't mean you can't just to get ahead. Then drop back to the lesser payment when necessary.

BigBd94 · Dec 19, 2019

Mega-Hemi said:
I always swore I'd never go with an 8yr note. Never even want to do a 6yr for that matter. But, at 0%, I look at it this way. If I've got the money to double up on payments, it's really a 4yr loan with 0% interest. God forbid myself or a family member gets hurt or sick, or ends up out of work for some reason, I could drop down to the original low monthly payments until things get better. Just because you're not required to make an $800/mo payment, doesn't mean you can't just to get ahead. Then drop back to the lesser payment when necessary.

That’s the way I look at it, I figure I’d have it paid off in 5. That’s the “plan”

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coobie · Dec 20, 2019

I would **** my pants having a 8 year truck loan.Save your $$.Trucks/cars are **** poor investments.

Tempted

Lucy Girl

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Pepe Le Pew

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1stindoor

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Wayne E

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canadiankodiak700

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GrumpyOleMan

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BigBd94

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canadiankodiak700

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BigBd94

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Mega-Hemi

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BigBd94

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coobie

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