Anyone else get this DrivePlus letter?

[jel11633]

I'm a Ram owner, and got a letter claiming to be from Ram DrivePlus credit card offer. The thing that gives me pause is the website to sign up is yourbankcard.com/ram . I googled that address and got mostly positive comments but some said it's a scam site. Has anyone out there used that site to sign up successfully? Thank you for any feedback.

 

[jel11633]

If you take out the /ram and just go to yourbankcard.com it redirects to fnbo.com, which I think is a legit site, but not sure.

 

[British Bulldog]

I’m a very cautious person and if it doesn’t feel right I just…..don’t!

 

[Rado]

I DO NOT trust any CC offer by E Mail !
The address may be good or not depending on how it is written !
One letter off and it goes to a scammer !
Go to the Dodge/RAM web site they have offers there

 

[Mlarv5]

If you take out the /ram and just go to yourbankcard.com it redirects to fnbo.com, which I think is a legit site, but not sure.

I have an FNBO account for my Ford. It used to give me Ford Pass Points to use towards service/ new purchase etc. Now it just give me points towards stuff/ or gift cards etc. I have almost stopped using it. I have not seen anything like that offered from them for Rams, but I have not looked. They are a good bank.

 

[Ritchie_Rich]

I don’t trust text or email offers for anything. A definite don’t for me. I follow “don’t call me, I’ll call you”.

 

[Docwagon1776]

I'm a Ram owner, and got a letter claiming to be from Ram DrivePlus credit card offer. The thing that gives me pause is the website to sign up is yourbankcard.com/ram . I googled that address and got mostly positive comments but some said it's a scam site. Has anyone out there used that site to sign up successfully? Thank you for any feedback.

Not a scam, but a terrible rewards card. There's plenty of cards that are just a straight 2x - 5x cash back with no annual fee.

https://www.card.fnbo.com/ram if you want a direct link.

 

[blue ghost]

I had problems with FNBO(first National Bank of Omaha) They provided false information and over charged me, so beware

 

[stevenP]

I have an actual dodge branded master card credit card thru fnbo bank. Using it gets us dodge rewards dollars which we use to pay for all our service needs at any FCA dealer, works great. We even used it to put down payments on several cars so far, and it gets us 5x points for every dollar. Used to use a GM card for years, but the rewards part of that sucked bad.
We havent had to pay a dime out of pocket for any service (tires, brakes, oil changes,) for years.

 

[RamDiver]

I have an actual dodge branded credit card thru some bank. Using it gets us dodge rewards dollars which we use to pay for all our service needs at any FCA dealer, works great. We even used it to put down payments on several cars so far, and it gets us 5x points for every dollar. Used to use a GM card for years, but the rewards part of that sucked bad.

Could you be more specific?
It appears that there are numerous to choose from that look legitimate.

dodge branded credit card at DuckDuckGo

DuckDuckGo. Privacy, Simplified.

duckduckgo.com

.

 

[Rado]

The RAM web site show 1 card they offer !
I have no clue about any other ones

 

[Dredger]

If you take out the /ram and just go to yourbankcard.com it redirects to fnbo.com, which I think is a legit site, but not sure.

I have the RAM card and FNBO is the issuer.

 

[06 Dodge]

I have an actual dodge branded master card credit card thru fnbo bank. Using it gets us dodge rewards dollars which we use to pay for all our service needs at any FCA dealer, works great. We even used it to put down payments on several cars so far, and it gets us 5x points for every dollar. Used to use a GM card for years, but the rewards part of that sucked bad.
We havent had to pay a dime out of pocket for any service (tires, brakes, oil changes,) for years.

The rewards offered on Ram Card are just not worth it to me being I don't buy any thing from a FCA dealership and have other cards that offer better cash back rewards. I prefer to use my Citi Costco card, I get 4% cash back on gas, 5% if I buy at Costco station, 3% for restaurants, travel & hotel related purchases. If I have to buy fuel at a station that I know does not honor the 4% Costco rewards ( like Kroger/Fred Meyer) I have either my credit union card that give me 3% points all fuel purchase or my Wells Fargo that gives 2% cash back on all purchases.

 

[stevenP]

I really dont normally buy very much from the dealer either. But the everyday uses on lifes basics, accrues points to cover any and all repairs on our fleet of FCA vehicles.

 

[Docwagon1776]

I really dont normally buy very much from the dealer either. But the everyday uses on lifes basics, accrues points to cover any and all repairs on our fleet of FCA vehicles.

You're only getting 1% back on most purchases, 2% on gas and whatever they consider "travel".

There are plenty of cards that pay 2% on everything and then have bonus categories up to 5x or 8x.

Using something like the Citi Double Cash card would get you more rewards in cash to use for any expense vs less rewards for a specific need.