I have owned both a 6.7 Cummins and a 6.4 Hemi within the last 6 months. It's a shame these conversations mirror politics at times. One has to be good, the other bad. A winner and a loser. Right and wrong. These are both great platforms for an HD truck. I tow frequently, but usually 10000 pounds or less. There are times I would rather have the diesel, and there are times I would rather have the 6.4. For what I do, I could honestly go either way. I have the 6.4 now because of initial cost, and better road manners. The cost of ownership can be drastically different between people. I wouldn't say one's significantly better. That $9,000 up front though, imagine if you invested that at 6% a year? Or kept that much in your savings account? Or saved the extra $100 a month on a loan? It's a very personal decision, one to the next. What's right for one person, may not be the best for another. There is no generic one-size-fits-all answer as much as we would like there to be.
I don't know how the others feel, but this is not about good and bad. Both are good and are for different purposes. I see no problem with someone saying that their driving habits(such as short trips) would not be good for a diesel or that they just plain don't want a diesel. This is why I do not comment on these things when they are stated as reasons for not owning one.
I do , however, see a problem with someone stating false info in order to justify their purchase especially when they are going off of emotion and have never bothered to do the math.
Ram HD Diesel
Up charge from a 6.4L: $8,700.00
Fuel used for 50k at 15.5 mpg: 3,226 gallons x $3.25 winter fuel = $10,484.50
Fuel used for 50k at 15.5 mpg: 3,226 gallons x $3.00 summer fuel = $9,678.00
DEF usage over 100k: 129 gallons x $2.80 = $361.20
Total = $29,223.70
Deduct 75% of diesel up charge($6,500.00) at resale at 100k = $22,723.70
*
Note that most get between 65-85% of the up charge back on resale so 75% is in the middle
Ram HD Gas
Fuel used for 100k at 12 mpg: 8,333 gallons x $2.75 regular unleaded = $22,915.75
-OR-
Fuel used for 100k at 12 mpg: 8,333 gallons x $2.90 super unleaded(recommended) = $24,165.70
Also, most people purchase vehicles via a loan so they cannot exactly put money that they don't have in any type of savings to gain more money AND if you did have enough money to pay for a $50k+ vehicle cash then it would still be better to pay for it with a loan that you could get for less than 4% interest and put that money into an investment. Either way, it is best to pay for it via a loan if you can get a decent rate.
Doing the math on a 4% loan(which is high IMO) on a 2500 SLT 6.4L worth $43,585 versus the same truck with a Cummins $8700 higher at $53,285 is an additional $1,050 over the course of the loan. However, if you have great credit and can get a 2% interest rate, then it is only a $516 difference over 60 months. Everyone is different here and some may still be able to get a 0% interest if they choose to go with Mopar financing. Then there are others, like me, that were able to get over $14k off MSRP so then there is that as well.