blahargoue
Member
Advice: Never ever negotiate from the monthly payment position. Always secure the best sale price on the truck. Once that is established, only then discuss financing offers. Far to easy for the dealer to tweak the terms of the loan to fit your monthly payment goal by varing the length of the loan if you don't have a firm fix on the price first. If you are then uncomfortable with the monthly payments after securing the best price possible, you probably can't afford the truck.