I bought a 2016 Ram 1500 Big Horn, Loaded with options with 8000 miles, repaired title, no Factory warranty, paid 25,000, no problem with insurance or lender. I'm a retired Diesel and heavy equipment mechanic of 47 years, I gave this truck my own inspection, and was satisfied the dealer did a great job on repairing and the Michigan State Police Motor Division re-certified the repairs, I love this truck and not worried about not having the manufactures warranty, as I do all my own repairs if needed. The Dealer that sold me the truck gave me a 1 year on the drive train for any reason or mileage, I assumed all risks and was fully aware of what I was buying.......Not saying all other vehicles were repaired correctly, there are many unscrupulous repair facility's around, you have to look carefully and through the cosmetic appearance, if your not willing to assume the risk...then by all means pass it up !!!!!