i have been towing 14-17,000 lbs with my 6.4 with 4.10s. Gravel pit operators are terrible at gauging 3 yards and constantly give me 4+ yards, each yard is 2800lbs. My gooseneck dump is 5,100 lbs. The truck and engine feel fine even overloaded, transmission on the longer hills creeps up the 175 degrees, my trip is only 12 miles round trip through. I wasn’t beating on it, no traffic and no time crunch, even lugged some hills at low rpm going 10 mph. The one time they loaded me with 7,000 lbs + 5100 trailer— it felt fantastic. Truck handled 11,000 lb awesome. At 15-16,000 lbs a higher gear would definitely help the tranny not work so hard. I never even entertained a 3.73 gear truck, luckily when I bought mine they had hundreds in the lot and you could get one in any combination you desired….. and at a $9,000 discount. Still kick myself I didn’t splurge and get the diesel version for $45k. Far cry from today’s mess.