Another consideration is the Mopar/FCA extended warranty can be obtained with a Maximum Care Money-Back Guarantee as follows (
https://www.chryslerfactoryplans.com/warranty_plans/?plan_id=2019):
DaimlerChrysler Service Contracts new Money Back Guarantee Plan provides you with the best mechanical coverage in the industry for your vehicle. If it's mechanical, it's covered! And if you don't need to use the plan to cover any diagnostic or mechanical repairs during the coverage period (life of the contract), you will receive 100% refund of your Money Back! Guaranteed!
The following requirements must be met:
- No diagnostics or mechanical repairs are performed during the life of the contract.
- The customer must be in possession of the plan and vehicle at the time of requesting 100% full refund.
- The contract must expire by time (should the contract expire by mileage first, the customer must wait for it to expire by time before applying for 100% full refund.
- Customer submits request within 90 days of expiration.
So you get a full refund at the end of the 5, 6, 7 or 8 year plan that you choose provided you don't have any claims against it. In other words, if the truck is perfect and you have zero issues, you get your "insurance money" back at the end of the term.
And yes, I've heard great things about Clay Robbins...recommend you check out both Zeigler and Robbins for the best deal and then bounce it off the selling dealer to see if they are willing to compete with the price. Do not discuss any of this until you've closed the deal, are in the finance office, and the Finance Manager asks you if you'd be interested in an extended warranty. Let him quote his price first - which will most likely knock your socks off - and then ask him about matching the Zeigler or Robbins price. If he doesn't meet or beat it, then I'd recommend purchasing from Zeigler or Robbins.