HOA's = Shudder.. Certainly best of luck with them.
Assuming you had a garage one could always install a garage outlet for an aircompressor, Clother dryer, etc, and then use same for charging the EV. 240V is 240v. I charged my Tesla on me 240V air compressor outlet for many months. Sure, I eventually wanted that outlet back and installed a dedicated circuit in the garage, but the plug certainly worked.
Another move would be to install one 120 duplex outlet outside the garage and wire each receptable on independent (
and different leg) circuits (wires). It's easy enough to buy, or make, an adapter that would allow you to combine those to plugs into 240V, but aside from those adaptors being in use the outlets would be normal outside use approved 12V outlets. I'd use NEMA 15-20R's for the 120v outlets. Something like this:
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NEMA (2)5-15P to 14-50RIt is not working for EV, and it must plugin two plugs in different generator to get power, nor it do not workable. RV 50A plug get power from dual 15A regular outlet. When you have two of regular 15A 5-15 wall outlets on generator, and you want plug your Camper 14-50P...
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Yes, that works, yes, I've done it, and in fact own same and keep a set in the Tesla for "oh ****" moments. (don't use GFCI breakers or outlets or they will trip unless additional games are played).
The latter will get you a reasonably safe 16A@ 240V, and if wired with 10 gauge CU wiring I'd personally feel safe running to 20amps.
luck to you,
-d