GeneM
Member
So I'm really looking seriously at an extended warranty but reading through the contracts I've seen I keep seeing language that makes me question whether these warranties actually cover anything.
This one in particular is only a drivetrain warranty;
Definitions..
Mechanical Breakdown: The inability of any covered part(s) or component(s) to perform the function(s) for which it was designed due to defects in material or
workmanship. The manufacturer has established tolerances for the express purpose of defining mechanical breakdown and serviceability; when specifications exceed
these manufacturer’s tolerances, a mechanical breakdown will be considered to have occurred.
This Agreement does not provide coverage for:
1. Reimbursement for any repair or replacement made without prior authorization from Administrator to Licensed Repair Facility.
2. Any repair for the purpose of correcting engine compression, correcting oil consumption, or the gradual reduction of performance when a Mechanical
Breakdown has not occurred. Valve grinding, burnt valves, stuck valves, burnt piston, and/orstuck rings are not covered.
3. Damage caused by pre-ignition detonation, pinging, improper/contaminated fuel, excessive fuel conditions, lean fuel conditions, clogged fuel injectors,
improper lubricants or improper engine adjustments. Any Mechanical Breakdown caused by failure to maintain proper levels of lubrication, lubricant
blockage, coolant blockage, lack of lubrication, or carbon buildup in cylinders.
4. Loss of time, expense, storage charges, loss of use of Vehicle, loss of profits, loss of income, or other consequential damages, including, but not limited to
loss or damage or injury to persons or property resulting from Mechanical Breakdown of any of the covered parts.
5. Any repair that has been misdiagnosed by the Licensed Repair Facility, any failure that cannot be verified as accurate or is found to be inaccurate, or any
failure related to a previousrepair.
6. Accidental loss or damage, physical damage, collision or upset, falling missiles or objects, fire, theft, larceny, hail, explosion, lightning, earthquake,
windstorm, water, flood, malicious mischief, vandalism, riot, civil commotion, negligence, or misuse.
7. Any Mechanical Breakdown caused by rust, residue, electrolysis or corrosion.
8. Nuts, bolts, or fasteners unless internally lubricated.
9. Any pre-existing condition, any component(s) that were not functioning properly at the time the Vehicle was delivered to the Agreement Holder, or
failures which occurred prior to the Effective Date of this Agreement.
10. Repairsto seized or damaged parts due to operation withoutsufficient oil or coolant.
11. Engine block and cylinder heads if damaged by overheating, freezing, or warpage.
12. Any Vehicle that has been issued a restricted title, including but not limited to: salvage/refundable, salvage theft, assembled, dismantled, scrap, fire,
flood, physical damage, saltwater, frame change, motor change, body exchange, junk or parts only, or if said vehicle is declared a “lemon.”
13. A Mechanical Breakdown of a covered component/part caused by an Agreement Holder’s refusal to perform reasonable repairs recommended by the
dealer, Licensed Repair Facility, orAdministrator.
14. Damage to a non-covered part by a covered part is also excluded.
15. Replacement of maintenance items. Spark plugs, glow plugs, PCV valves, PCV system, filters, lubricants, thermostat housing, thermostats, alignments,
coolants, batteries (except for high-voltage drive batteries used in vehicles powered solely by an electric motor), battery cable, fuses, hoses, belts, tires,
wheels, wheel covers, tire pressure sensors, light bulbs,sealed beams, light assemblies, LED lighting, lenses, seat belt systems, exhaust systems /catalytic
converters, brake rotors, brake drums, brake shoes, brake pads, speakers, upholstery, paint, glass, trim, moldings, weather strip/seals, door handles, lift
gate handles, tailgate handles, door bushings / bearings, body panels, frame/body bushings, sheet metal, bumpers, frames, sub-frames, brackets,
convertible top assemblies, vinyl top, rust, corrosion, water intrusion, water damage, water leaks, air leaks, carburetors, manual clutch system,
programming, reprogramming, or updating a component that has not mechanically failed. Any equipment not installed by the manufacturer.
16. Commercial Use Vehicles (unless Commercial Use Option has been selected and paid for by the Agreement Holder).
17. Snow Removal Equipment, and/or Vehicles using Snow Removal Equipment.
18. Any Vehicle modified or altered from original manufacturerspecification not approved by the manufacturer. Any alterations made to YourVehicle or You
are using Your Vehicle in a manner not recommended by the manufacturer including but not limited to: Failure of any custom or add-on part, all frame or
suspension modifications, lift kits (unless appropriate lift kit option is indicated on Application Page), any tire that is not recommended by the original
VSC-PREOWNED AB Rev. 08-2019 Page 7 of 11
manufacturer, emissions and/or exhaust systems modifications, engine modifications, transmission modifications, and/or drive axle modifications.
Conversion van components, and conversion vehicle components.
19. Diagnostic or tear down time when a Mechanical Breakdown is not covered by the Agreement. Any cost incurred for disassembly or diagnosis is at Your
expense if the inspection determines that the Mechanical Breakdown was not caused by the failure of a part covered by this Agreement.
20. Mechanical Breakdown or failure costs that should be covered by a manufacturer’s warranty, recall, factory bulletin, or any other mechanical breakdown
coverage. Mechanical Breakdown or failure costs that are covered by the warranty of parts or workmanship on a previously repaired or replaced
component.
21. Any Mechanical Breakdown or failure occurring outside of the United States or Canada.
22. Shop supplies or fees for items such as, but not limited to, shop towels, cleaners, silicone spray, brake cleaner, or disposal fees for oil or filters.
Maybe it's just me but it seems like this only covers breakdowns caused by defects and all these clauses gets them out of covering breakdowns, am I wrong?
This one in particular is only a drivetrain warranty;
Definitions..
Mechanical Breakdown: The inability of any covered part(s) or component(s) to perform the function(s) for which it was designed due to defects in material or
workmanship. The manufacturer has established tolerances for the express purpose of defining mechanical breakdown and serviceability; when specifications exceed
these manufacturer’s tolerances, a mechanical breakdown will be considered to have occurred.
This Agreement does not provide coverage for:
1. Reimbursement for any repair or replacement made without prior authorization from Administrator to Licensed Repair Facility.
2. Any repair for the purpose of correcting engine compression, correcting oil consumption, or the gradual reduction of performance when a Mechanical
Breakdown has not occurred. Valve grinding, burnt valves, stuck valves, burnt piston, and/orstuck rings are not covered.
3. Damage caused by pre-ignition detonation, pinging, improper/contaminated fuel, excessive fuel conditions, lean fuel conditions, clogged fuel injectors,
improper lubricants or improper engine adjustments. Any Mechanical Breakdown caused by failure to maintain proper levels of lubrication, lubricant
blockage, coolant blockage, lack of lubrication, or carbon buildup in cylinders.
4. Loss of time, expense, storage charges, loss of use of Vehicle, loss of profits, loss of income, or other consequential damages, including, but not limited to
loss or damage or injury to persons or property resulting from Mechanical Breakdown of any of the covered parts.
5. Any repair that has been misdiagnosed by the Licensed Repair Facility, any failure that cannot be verified as accurate or is found to be inaccurate, or any
failure related to a previousrepair.
6. Accidental loss or damage, physical damage, collision or upset, falling missiles or objects, fire, theft, larceny, hail, explosion, lightning, earthquake,
windstorm, water, flood, malicious mischief, vandalism, riot, civil commotion, negligence, or misuse.
7. Any Mechanical Breakdown caused by rust, residue, electrolysis or corrosion.
8. Nuts, bolts, or fasteners unless internally lubricated.
9. Any pre-existing condition, any component(s) that were not functioning properly at the time the Vehicle was delivered to the Agreement Holder, or
failures which occurred prior to the Effective Date of this Agreement.
10. Repairsto seized or damaged parts due to operation withoutsufficient oil or coolant.
11. Engine block and cylinder heads if damaged by overheating, freezing, or warpage.
12. Any Vehicle that has been issued a restricted title, including but not limited to: salvage/refundable, salvage theft, assembled, dismantled, scrap, fire,
flood, physical damage, saltwater, frame change, motor change, body exchange, junk or parts only, or if said vehicle is declared a “lemon.”
13. A Mechanical Breakdown of a covered component/part caused by an Agreement Holder’s refusal to perform reasonable repairs recommended by the
dealer, Licensed Repair Facility, orAdministrator.
14. Damage to a non-covered part by a covered part is also excluded.
15. Replacement of maintenance items. Spark plugs, glow plugs, PCV valves, PCV system, filters, lubricants, thermostat housing, thermostats, alignments,
coolants, batteries (except for high-voltage drive batteries used in vehicles powered solely by an electric motor), battery cable, fuses, hoses, belts, tires,
wheels, wheel covers, tire pressure sensors, light bulbs,sealed beams, light assemblies, LED lighting, lenses, seat belt systems, exhaust systems /catalytic
converters, brake rotors, brake drums, brake shoes, brake pads, speakers, upholstery, paint, glass, trim, moldings, weather strip/seals, door handles, lift
gate handles, tailgate handles, door bushings / bearings, body panels, frame/body bushings, sheet metal, bumpers, frames, sub-frames, brackets,
convertible top assemblies, vinyl top, rust, corrosion, water intrusion, water damage, water leaks, air leaks, carburetors, manual clutch system,
programming, reprogramming, or updating a component that has not mechanically failed. Any equipment not installed by the manufacturer.
16. Commercial Use Vehicles (unless Commercial Use Option has been selected and paid for by the Agreement Holder).
17. Snow Removal Equipment, and/or Vehicles using Snow Removal Equipment.
18. Any Vehicle modified or altered from original manufacturerspecification not approved by the manufacturer. Any alterations made to YourVehicle or You
are using Your Vehicle in a manner not recommended by the manufacturer including but not limited to: Failure of any custom or add-on part, all frame or
suspension modifications, lift kits (unless appropriate lift kit option is indicated on Application Page), any tire that is not recommended by the original
VSC-PREOWNED AB Rev. 08-2019 Page 7 of 11
manufacturer, emissions and/or exhaust systems modifications, engine modifications, transmission modifications, and/or drive axle modifications.
Conversion van components, and conversion vehicle components.
19. Diagnostic or tear down time when a Mechanical Breakdown is not covered by the Agreement. Any cost incurred for disassembly or diagnosis is at Your
expense if the inspection determines that the Mechanical Breakdown was not caused by the failure of a part covered by this Agreement.
20. Mechanical Breakdown or failure costs that should be covered by a manufacturer’s warranty, recall, factory bulletin, or any other mechanical breakdown
coverage. Mechanical Breakdown or failure costs that are covered by the warranty of parts or workmanship on a previously repaired or replaced
component.
21. Any Mechanical Breakdown or failure occurring outside of the United States or Canada.
22. Shop supplies or fees for items such as, but not limited to, shop towels, cleaners, silicone spray, brake cleaner, or disposal fees for oil or filters.
Maybe it's just me but it seems like this only covers breakdowns caused by defects and all these clauses gets them out of covering breakdowns, am I wrong?
