Yeah, Im just hedging my bets that something will happen at some point. Maybe everything works great forever...I doubt it, but it could happen. But by the time I get rid of this truck, Ill probably have long forgotten the $$ I spent for this warranty.
If, OTOH, stuff does go wrong after 3 (or 5) yrs, Ill surely remember the day I spent the money...in a good way, though.
My dad told me to look at what I fixed/replaced on my old truck (2001 Frontier). NONE of it is covered by the MaxCare warranty, because it was literally just all wear items. Brakes, rotors, calipers, timing belt, spark plugs, etc.
BUT that was a 2001 Frontier: Nissan reliability and electronic NOTHING (4 speed auto, manual shift 4WD, no bluetooth, touch screen, parking sensors cameras, etc).
SOOO much nice stuff on my Big Horn, but all pretty expensive if it ever needs to be fixed and Im slowly realizing I dont have the time or patience to do it myself anymore, which means Id have to pay someone if it ever needed to be done.