Hydrolocked

[KCaudill]

No lesson learned. This is my offroad rig. My Durango is my DD. Even if it were my daily driver, I'd still go offroad. not everyone likes there trucks to be a pavement princess like yours. More importantly, the only thing wrong with this situation is i made the mistake of being over competent and misjudging the depth of the water. Not the trucks fault i took it beyond what it could handle. So i guess technically, if anything, I learned to be more logical when it comes to standing water

So i assume since you didnt learn any lessons that you will destroy another truck by submerging it deep water. Doesnt seem to fun to me. Yeah ive done the offroad thing. Big tires, lift and winching out. then the next 2 weeks of cleaning all the mud out of it to keep rust at bay. To each their own. If you want to run your truck in mud and water go for it. im not banging you for it. just dont be surprised when you have to make a payment (ruining engine, truck, etc) Or make it the ultimate offroad truck with a snorkel and rip out the carpet so it wont smell like a rotten foot after baking in the sun all day.

My truck is a pavement princess, never thought or wanting to sink it in the mud. But thats my thing. I want mine to look sinister, low, fast sitting still, yours is to pile mud and dirt all over it with nose bleeding height and tires that will chew up the asphalt. It all take different people.

Ok stepping off my soap box. Flame away.

 

[yillbs]

So i assume since you didnt learn any lessons that you will destroy another truck by submerging it deep water. Doesnt seem to fun to me. Yeah ive done the offroad thing. Big tires, lift and winching out. then the next 2 weeks of cleaning all the mud out of it to keep rust at bay. To each their own. If you want to run your truck in mud and water go for it. im not banging you for it. just dont be surprised when you have to make a payment (ruining engine, truck, etc) Or make it the ultimate offroad truck with a snorkel and rip out the carpet so it wont smell like a rotten foot after baking in the sun all day.

My truck is a pavement princess, never thought or wanting to sink it in the mud. But thats my thing. I want mine to look sinister, low, fast sitting still, yours is to pile mud and dirt all over it with nose bleeding height and tires that will chew up the asphalt. It all take different people.

Ok stepping off my soap box. Flame away.

Well no, I said i'd try to be more logical with the depth of water, it's in the post you quoted. Trucks were not meant to be " lowered " and look fast. Though this is a subjective subject, so I can't really argue the matter. Though, you use the truck as eye candy. I use it for utilitarian. If it weren't for people like me, the truck wouldn't exist. So I guess, you're welcome?

 

[cbsmith]

I don’t think trucks were invented for people to go off roading and mudding. They were originally invented for farmers. Construction workers, etc to be able to carry bigger, heavier loads than cars. And we’re oroignally only 2wd vehicles. It wasn’t until much later that 4x4 became available and people started using them for other purposes.

 

[chrisp2493]

Who cares!? It’s his truck let him use how he wants. He obviously researched his insurance beforehand and was prepared for exactly what happened. He’s not complaining how he’s getting screwed for misusing the truck, and got everything taken care of. My truck wasn’t “designed” to have 500hp and be a performance oriented vehicle, but I did it anyways.

Here may as well throw a few more soap box rules in that if you don’t like them nobody else can do it

Don’t flip up your mirrors, I don’t like that

Don’t put stretched tires on, I don’t like that

Don’t drive off the pavement, I don’t like that

Geez


I Bleed Ram Trucks

 

[averageguy]

What my truck was "meant" for is whatever I want because its mine, I paid for it, and I don't think there is a rule book that says other wise. That being said, I'm glad I now know Progressive basically agrees to legal insurance fraud because if you intentionally set your truck on fire and try to file a claim you would go to jail in most cases. However, Progressive thinks its ok to intentionally do some that will eventually damage your vehicle either now or later, and they will pick up the bill for the damages or replace it, allowing you to do it again. I wonder if they would cover arson if you think its fun and are positive that trucks are meant to be set on fire, not because you didn't want the truck anymore?

 

[huntergreen]

Agree with aveguy. My truck, I do what I want with it.

 

[lagerstout]

Was an "in water" pic actually posted? I get an error when I click the link.

 

[indept]

I don’t think trucks were invented for people to go off roading and mudding. They were originally invented for farmers. Construction workers, etc to be able to carry bigger, heavier loads than cars. And we’re oroignally only 2wd vehicles. It wasn’t until much later that 4x4 became available and people started using them for other purposes.

I agree that if you pay for it, go for it, mud, water, sand, or low ride pavement queen but I am old enough to remember when 4x4's were the exception , 2wd the norm and workers used them to haul stuff. They had crank windows, am radio & heat and back seats were very rare. Trucks today are a whole different animal.

 

[yillbs]

What my truck was "meant" for is whatever I want because its mine, I paid for it, and I don't think there is a rule book that says other wise. That being said, I'm glad I now know Progressive basically agrees to legal insurance fraud because if you intentionally set your truck on fire and try to file a claim you would go to jail in most cases. However, Progressive thinks its ok to intentionally do some that will eventually damage your vehicle either now or later, and they will pick up the bill for the damages or replace it, allowing you to do it again. I wonder if they would cover arson if you think its fun and are positive that trucks are meant to be set on fire, not because you didn't want the truck anymore?

I think you're a bit confused as to what I said. A truck was "meant" to haul things, move things in it's bed. That's why it exists. What people do with it now is moot, who cares? I use mine to haul things, and take it off road. As for your legal insurance fraud comment, that's just ignorance. Long as you're not breaking the law, and allowed to be somewhere you were, and an ACCIDENT appens, yes, of course, they will cover it. Being offroad does NOT in any way signify anyone is doing anything wrong lol. This is like saying while on my ranch if i get in an accident i'm not covered, and if I am, it's fraud. Texas has an entire offroad highway. Intentionally damaging something to get the insurance benefits is called fraud. First and foremost, going into water on purpose leaves me without ta truck for over a month, and at the end of the day, I have the exact same truck back, but now it's got water damage. What benefit does anyone gain from that. Setting my truck on fire to get the cash is fraud. you have a very poor understanding of what an accident, and fraud is.

 

[yillbs]

I don’t think trucks were invented for people to go off roading and mudding. They were originally invented for farmers. Construction workers, etc to be able to carry bigger, heavier loads than cars. And we’re oroignally only 2wd vehicles. It wasn’t until much later that 4x4 became available and people started using them for other purposes.

I own a ranch, I use it on the ranch, when I said people like me, I meant people like me. I use my truck as a truck. Hauling things, moving things, going places my durango can't go on the ranch, and neighbor's ranches. I didn't mean literally " off road ", I mean the entire use of a truck compared to the guy that said his is a pavement princess. to thank those people that actually use the truck for the truck being created. Without those people the truck would still be a car with a bed

 

[yillbs]

Was an "in water" pic actually posted? I get an error when I click the link.

yes, it's erroring for me too, i've attempted to update the image. A few people saw it from the looks of replies. I'm not sure why it's not showing. I can't advance edit it anymore either.

 

[averageguy]

"My truck made it out to the forest this weekend. It rained a bit, and long story short, it did excellent. That is.. until I found a 8-foot hole." Those are your words, and it sounds like your taking the truck out and intentionally seeing what it could go through, until you ran it into a 8 foot hole, not hauling things around the ranch. If your insurance company is willing to pay for the damage from intentional abuse (no one drives into an 8ft hole or an unknown hole that could be 8ft without knowing the consequences), then more power to you.

 

[yillbs]

"My truck made it out to the forest this weekend. It rained a bit, and long story short, it did excellent. That is.. until I found a 8-foot hole." Those are your words, and it sounds like your taking the truck out and intentionally seeing what it could go through, until you ran it into a 8 foot hole, not hauling things around the ranch. If your insurance company is willing to pay for the damage from intentional abuse (no one drives into an 8ft hole or an unknown hole that could be 8ft without knowing the consequences), then more power to you.

You'e not reading the thread then. I'e already said numerous times I didn' know it was 8 feet. I misjudged the water depth and entered it thinking it was a few inches. Assuming the worst in people is a horrible flaw. Not a single person from the comments came to the same conclusion as you. That' disappointing. To clear up that potential issue though, no, of course I didn't purposely drive into 8 feet of water.

Though it sounds like you knew that for the most part and are still questioning the negligence. Being off-oad in general is not negligence. That's not intentionally harming any thing. Driving into an 8 foot hole by accident is literally the same as rear ending someone at a red light. Unless you'e not paying attention that's impossible to do. By your logic, thats' negligence and insurance companies that provide colission and comprehensive insurance are committing fraud. Your personal definition of fraud matters not, I did know the consequences of having an accident, even in the forest. Hence why I went, I knew I'd be covered.

 

[TMyers]

I've been following this thread and I have to admit, I've been scratching my head a bit. So Progressive gave you a value of $37K for your truck. As stated, you paid $50K for it and the MSRP was $58K? Based on your posts, Progressive has devalued a truck that MSRP'd for $58K with 13K miles, to $37K? That's $21K in depreciation! Even if they used "What you paid", that's still a $13K depreciation or one dollar per mile.

None of this sounds right.

 

[Razzman]

I've been following this thread and I have to admit, I've been scratching my head a bit. So Progressive gave you a value of $37K for your truck. As stated, you paid $50K for it and the MSRP was $58K? Based on your posts, Progressive has devalued a truck that MSRP'd for $58K with 13K miles, to $37K? That's $21K in depreciation! Even if they used "What you paid", that's still a $13K depreciation or one dollar per mile.

None of this sounds right.

Exactly how it works And sounds perfectly normal. Obviously you’ve not checked depreciation values I’m guessing. Just checked mine for comparison, stickered at just shy of $57 and I paid $40,860. KBB states private party values with 4000 miles on it in excellent condition is appropriately $40K. Every car depreciates enormously once they leave the lot. $37k for a 2016 sounds about right.

 

[TMyers]

Exactly how it works And sounds perfectly normal. Obviously you’ve not checked depreciation values I’m guessing. Just checked mine for comparison, stickered at just shy of $57 and I paid $40,860. KBB states private party values with 4000 miles on it in excellent condition is appropriately $40K. Every car depreciates enormously once they leave the lot. $37k for a 2016 sounds about right.

No, I'm guessing he didn't pay $50K for the truck. More like $39K.... Check his first post ever posted to the forum.

 

[Razzman]

No, I'm guessing he didn't pay $50K for the truck. More like $39K.... Check his first post ever posted to the forum.

Never said he did, I was replying to your depreciation logic is all.

 

[yillbs]

Sorry guys

I've been following this thread and I have to admit, I've been scratching my head a bit. So Progressive gave you a value of $37K for your truck. As stated, you paid $50K for it and the MSRP was $58K? Based on your posts, Progressive has devalued a truck that MSRP'd for $58K with 13K miles, to $37K? That's $21K in depreciation! Even if they used "What you paid", that's still a $13K depreciation or one dollar per mile.

None of this sounds right.

Let me clear it up for you, and any others that might.

The MSRP was 58k , this included an offroad package that was added by the dealer, which added about 11k to the total cost of the truck. I believe the initial sticker was about 45,625 Here is the window sticker : https://www.chrysler.com/hostd/windowsticker/getWindowStickerPdf.do?vin=1C6RR7LT3GS272365

With the extra 11k came to 56 and some change, it had locking wheel locks, and etching in the windows, which was like 500 - 700 bucks ( i have the sticker for that somewhere ), coming to about 58.5K. I PAID 39k for the truck, then I financed another 9k from a trade in i had no equity in, so I ended up walking out financing 49k on the truck ( and some change ). So them offering me 37k for a truck I paid 39k for is damn good. The issue is the add-ons, those are still valuable, and still worth money. the 37k included all of those i believe, or so they said. It's the actual cash value of the truck. you will not find a 2016 Lonestar edition with 13k miles for anywhere NEAR that price. So yes, it devalued a bit, but hardly enough to be angry. Even so , they aren't totaling it. They totaled it, then said nvm, then totaled it, then said nvm. The engine has been replaced, and i'm going to look at it tomorrow before it's repainted.

Hope that clears it up a bit for ya

EDIT: I actually misspoke again. I only financed 20k, as I put 30k down on the truck. So , I don't want someone coming back later and saying i was wrong again. That's about as much detail as I can go into, it should make sense understanding where the numbers came from. I guess the take away here is i paid 39k for the truck, but another 9k for my trade in. Since I paid so much down, It's not really fair to say i financed the 49k ( 50k ) because I put so much down.

 

[Will Ram 2500]

What's the latest on the truck with repairs? Been an interesting story to follow for sure.

 

[yillbs]

What's the latest on the truck with repairs? Been an interesting story to follow for sure.

Sorry for the delay, but the update is no better than it was when I started. Though, I'll itemize the updates to make it more readable!

• Dealer installed a new engine
• Dealer replaced transfer case
• Dealer replaced carper and JUKE
• got some new front seats!

After these last items ( minus a bunch of other small stuff ), the truck ran good! I test drove it, and realized the idle hours and engine hours were from the old engine. I asked them to change them as they were incorrect, and they said they can't. I told them we'll discuss it when I come pick up the truck from the body shop.

Fast forward about 2 weeks, they call me and say " truck is ready ". I'm stoked. I drive the hour ( I moved an hour away during all this ) to go see it, and immediately am in awe. It's beautiful! That was, until I got closer. ( i have some pics i'll upload from my phone after this post ). The orange peel was MASSIVE, the paint was PEELING on the rockers. They painted the rubber pieces that go between the doors and the truck. There were scratches and smudges under the clear -everywhere-, the a pillars ( in the front ) were not even properly painted ( you'll see in the images ), and did I mention the paint was PEELING?

Well, long story short, I called them up and said wtf. They told me nothing was wrong and to take my truck, it had a lifetime warranty on the paint, so what did I care. At this point, I told the dealer I'm not taking the truck, and left. Fastforward till yesterday. The owner of the place called me and started telling me all the reasons why their job sucked, I've itemized them below for you

• " We did not paint your rocker panels " , if they are peeling, it's because the truck was painted before we got it. it looks like your truck was painted before you purchased it ( ******** )
• " we did not pain your pillars in the front ", if it's not painted, and just primer, it's because it was like that before.
• " We did not sand your bumper ", if their is no clear coat, it's because it was like that before we got it.
• " it looks like the dealership put a really heavy oil on the tires, it splashed up onto your paint when we wen't to get it, and ate through the paint, so it needs to have some touch ups "
• " Orange peel is normal, it even comes from the factory this way, you have to get over it " ( again, you'll see it in the images.

I called my progressive guy and told him what was transpiring, and he said they would take care of it. Now, I'm supposed to go tomorrow and re-inspect if after the fixes they made this week

Just added photos to current thread, it was easier.