Burla
Senior Member
- Joined
- Apr 28, 2012
- Posts
- 27,472
- Reaction score
- 57,572
- Ram Year
- 2010 Hemi Reg Cab 4x4
- Engine
- Hemi
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I mean if I were a thief and seen that I'd go at it just for the challange. LolChain steering wheel to stick shift g56 & floor 4x4. Triangle of chain & 2 padlocks. LOOKS nasty.
You think a insurance company will over pay for a truck is worth? I did get a very good price on my 2009 Laramie when it was smashed. But they go by what the book says not what you want.Over insure the truck and the boat like I do. It will be a crappy end to your vacation if it gets stolen, but think how much fun you’ll have on the next vacation in your new truck fishing out of your new boat. Don’t forget all new fishing gear that’s included in the over insured policy.
You think a insurance company will over pay for a truck is worth? I did get a very good price on my 2009 Laramie when it was smashed. But they go by what the book says not what you want.
At least in the US, there is "agreed value" insurance where you and your insurance company agree on the value of your vehicle for the contract period. It's primarily used for classic and heavily modified vehicles and you have to be able to agree with the company up front (you can't just declare your rusted out Yugo is a $500k collectible). I've never seen a policy that didn't also restrict mileage, though I haven't actually looked for such a plan in probably 20 years or more so I'm certainly not the saying they don't exist now.
If you customize your truck with aftermarket goodies you can get additional insurance providing you can furnish an appraisal to repair/ replace the truck. I did this with a van I had customized that the work done was worth more than the base price for the van itself..It was ultimately stolen and I was fully reimbursed...You think a insurance company will over pay for a truck is worth? I did get a very good price on my 2009 Laramie when it was smashed. But they go by what the book says not what you want.