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Seized caliper should have been covered and if that took out the rotor and pads then it should covered as well.They're only on the hook for the side that seized though.You need to go after FCA.
Depends where you live more than anything IMO. Rust belt livin' equals much shorter brake life.
Brakes are smoked all the way around on my 2017 Ram 1500 at 50k miles and that's actually a really good run. Your typically lucky to get 2yrs/36k mi out of them on most vehicles.
The biggest issue on Ram 1500s is the parking brake. Mine has been messed up for months and I exercised it a few times a month. Search cable sag or the other threads on it. It's a $1300 shop job.
I got right around there on my truck. Now my 01 Ram goes through brakes every 8-10K miles