It's a good video, I watched that from another post you posted in. The guy did mention at 2:40 of the video about 25% overlap in order to not trap too heat that can cause fatigue. On a high quality, bare stainless steel header, I'm swayed to use header wrap. You talked me into that, and will reference that video if I'm in that situation.
On any header with a ceramic coating, you are asking for a coating failure, just as you described. And wrap on mild steel is a moisture trap. It's also a warranty violation with some brands.
I suspect ceramic coating is hit or miss, based on how it was applied by the shop/human. Shop painters are hit or miss. Knock on wood my mild steel, 14 gauge, ceramic coated headers still look new.